---
title: A 5-Minute Privacy Check That Could Prevent Fraud
description: Learn how to identify signs of a hacked bank account, take immediate action, and protect your finances with proactive security measures.
image: https://news.libertysavingsbank.com/hubfs/pexels-kampus-6838552.jpg
---

- [News & Insights](https://www.libertysavingsbank.com/news-insights/)
- [ATM Locations](https://www.libertysavingsbank.com/atm-locations/)
- [Financial Centers](https://www.libertysavingsbank.com/locations/)
- [Careers](https://www.libertysavingsbank.com/careers/)
- [Online & Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/)
- [Contact](https://value.libertysavingsbank.com/online-banking-consultation) 
    - #### Banking
      
          - [Call the Freedomline at 800.436.6300](tel:8004366300)
          - [Freedomlineivr@Libertysavingsbank.com](mailto:Freedomlineivr@Libertysavingsbank.com)
          - [Schedule Branch Visit](https://value.libertysavingsbank.com/online-banking-consultation)
      
      #### Health Savings Accounts
      
          - [Call us at 844-424-2265](tel:8444242265)
          - [hsa@libertysavingsbank.com](mailto:hsa@libertysavingsbank.com)
      
      #### Existing Mortgage Loans
      
          - [Call us at 866-224-0131](tel:8662240131)
          - [customerservice@loanadministration.com](mailto:customerservice@loanadministration.com)
          - [libertysavingsbank.loanadministration.com](http://ibertysavingsbank.loanadministration.com)
- Search 
    - Search

[![Liberty Savings Bank](https://news.libertysavingsbank.com/hubfs/Liberty_Savings_Bank_June2019/Images/logo.png)](https://www.libertysavingsbank.com/)

- Banking 
    - Personal 
          - [Overview](https://www.libertysavingsbank.com/banking/personal/)
          - [Checking](https://value.libertysavingsbank.com/personal-checking-accounts)
          - [Online/Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/)
          - [MMDA - Money Market Deposit Account - Personal](https://www.libertysavingsbank.com/banking/personal/mmda/)
          - [Savings Accounts](https://www.libertysavingsbank.com/banking/personal/savings-accounts/)
          - [Certificates of Deposit](https://www.libertysavingsbank.com/banking/personal/cds-2/)
          - [Credit Cards](https://www.libertysavingsbank.com/banking/personal/credit-cards/)
          - [Reward Yourself](https://www.libertysavingsbank.com/banking/personal/reward-yourself/)
    - Business 
          - [Overview](https://www.libertysavingsbank.com/banking/business/)
          - [Checking](https://www.libertysavingsbank.com/banking/business/checking/)
          - [MMDA – Money Market Deposit Account – Business](https://www.libertysavingsbank.com/banking/business/mmda/)
          - [Visa Business Check Cards](https://www.libertysavingsbank.com/banking/business/visa-business-check-card-2/)
    - Nonprofit 
          - [Overview](https://www.libertysavingsbank.com/banking/nonprofit/)
          - [Nonprofit Checking](https://www.libertysavingsbank.com/banking/nonprofit/nonprofit-checking/)
          - [MMDA – Money Market Deposit Account – Nonprofit](https://www.libertysavingsbank.com/banking/nonprofit/mmda/)
          - [Visa Business Check Cards for Nonprofits](https://www.libertysavingsbank.com/banking/nonprofit/business-check-card/)
- Home Loans 
    - Home Loan Options 
          - [Overview](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/)
          - [Apply Now](https://lsbmtg.mymortgage-online.com/?loanapp&siteid=6096984036&workFlowId=61437)
          - [Buying a Home](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/buying-a-home/)
          - [Home Equity Line of Credit - HELOC](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/home-equity-line-of-credit_heloc/)
          - [Refinancing a Home](https://value.libertysavingsbank.com/compare-and-save)
          - [Fixed Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/fixed-rate-mortgage/)
          - [Adjustable Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/adjustable-rate-mortgage/)
          - [Jumbo Loans](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/jumbo-loans/)
          - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/)
          - [Senior Living](https://value.libertysavingsbank.com/senior-living)
    - First Home Buyers Guide 
          - [Overview](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/)
          - [Glossary of Mortgage Terms](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/glossary-of-mortgage-terms/)
          - [Financing Process](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/financing-process/)
          - [What is Refinancing?](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/purchasing-or-refinancing/)
          - [Frequently Asked Questions](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/frequently-asked-questions/)
          - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/)
    - [Home Loan Teams](https://www.libertysavingsbank.com/mortgages/mortgage-loan-officers/) 
          - [Overview](http://libertysavingsbank.com/mortgages/mortgage-loan-officers/)
          - [Bradenton/Wildewood Home Loan Team](https://value.libertysavingsbank.com/wildewood-mortgage-team)
          - [Sarasota/Stickney Home Loan Team](https://value.libertysavingsbank.com/stickney-mortgage-team-1)
          - [Sarasota/Square South Home Loan Team](https://value.libertysavingsbank.com/square-south-mortgage-team)
          - [Lakewood Ranch/Home Loan Team](https://value.libertysavingsbank.com/lakewood-ranch-florida-mortgage-team)
          - [Venice/Home Loan Team](https://value.libertysavingsbank.com/jacaranda-mortgage-team-2)
    - [1098 Mortgage Interest Statement](https://www.libertysavingsbank.com/mortgages/1098-mortgage-interest-statement/)
- [Personal Loans](https://value.libertysavingsbank.com/personal-loans-florida)
- [Commercial/Business Loans](https://value.libertysavingsbank.com/commercial-business-lending)
- Support 
    - Getting Started 
          - [About Online and Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/)
          - [Installing the Mobile Banking App](https://www.libertysavingsbank.com/help/getting-started/installing-the-mobile-banking-app/)
          - [Accessing the Online Banking Site](https://www.libertysavingsbank.com/help/getting-started/accessing-the-online-banking-site/)
          - [Logging In](https://www.libertysavingsbank.com/help/getting-started/logging-in-overview/logging-in-for-the-first-time/)
          - [Logging Out Overview](https://www.libertysavingsbank.com/help/getting-started/logging-off-overview/logging-off-voluntarily/)
    - The Homepage 
          - [Using the Menu](https://www.libertysavingsbank.com/help/the-home-page/using-the-menu/)
          - [Viewing Accounts](https://www.libertysavingsbank.com/help/the-home-page/viewing-accounts/)
          - [Viewing the Sidebar](https://www.libertysavingsbank.com/help/the-home-page/viewing-the-sidebar/)
          - [Account Information on the Home Page](https://www.libertysavingsbank.com/help/the-home-page/account-information-on-the-home-page/)
          - [Account Details Overview](https://www.libertysavingsbank.com/help/the-home-page/account-details-overview/)
    - Online Activity 
          - [Creating Custom Views in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/creating-custom-views-in-the-activity-center/)
          - [Sorting Transactions in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/sorting-transactions-in-the-activity-center/)
          - [Viewing Transaction Details in the Activity Center Overview](https://www.libertysavingsbank.com/help/online-activity/viewing-transaction-details-in-the-activity-center-overview/)
          - [Copying A Transaction](https://www.libertysavingsbank.com/help/online-activity/approving-transactions/)
          - [Sending a Message About a Transaction in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/sending-a-message-about-a-transaction-in-the-activity-center/)
          - [Printing Transaction Details from the Activity Center](https://www.libertysavingsbank.com/help/online-activity/printing-transaction-details-from-the-activity-center/)
          - [Exporting by Transaction Type in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/exporting-by-transaction-type-in-the-activity-center/)
    - Personal Banking 
          - [Enrolling for Financial Tools](https://www.libertysavingsbank.com/help/personal-banking/enrolling-in-cpfm/)
          - [Classic Bill Pay](https://value.libertysavingsbank.com/libertycard-onfile-and-instapay)
          - [Depositing a Check on Your Mobile Device](https://www.libertysavingsbank.com/help/personal-banking/depositing-a-check-on-your-mobile-device/)
          - [Managing Manual Accounts](https://www.libertysavingsbank.com/help/personal-banking/managing-manual-accounts/)
          - [Financial Tools: Using PFM Widgets](https://www.libertysavingsbank.com/help/personal-banking/using-pfm-widgets/)
    - Business Banking 
          - [Canceling Pending Transaction](https://www.libertysavingsbank.com/help/business-banking/canceling-pending-transaction/)
          - [Approving Transactions](https://www.libertysavingsbank.com/help/business-banking/approving-transactions/)
    - [Explainer Videos](https://www.libertysavingsbank.com/help/explainer-videos/)

- Banking 
    - Personal 
          - [Overview](https://www.libertysavingsbank.com/banking/personal/)
          - [Checking](https://value.libertysavingsbank.com/personal-checking-accounts)
          - [Online/Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/)
          - [MMDA - Money Market Deposit Account - Personal](https://www.libertysavingsbank.com/banking/personal/mmda/)
          - [Savings Accounts](https://www.libertysavingsbank.com/banking/personal/savings-accounts/)
          - [Certificates of Deposit](https://www.libertysavingsbank.com/banking/personal/cds-2/)
          - [Credit Cards](https://www.libertysavingsbank.com/banking/personal/credit-cards/)
          - [Reward Yourself](https://www.libertysavingsbank.com/banking/personal/reward-yourself/)
    - Business 
          - [Overview](https://www.libertysavingsbank.com/banking/business/)
          - [Checking](https://www.libertysavingsbank.com/banking/business/checking/)
          - [MMDA – Money Market Deposit Account – Business](https://www.libertysavingsbank.com/banking/business/mmda/)
          - [Visa Business Check Cards](https://www.libertysavingsbank.com/banking/business/visa-business-check-card-2/)
    - Nonprofit 
          - [Overview](https://www.libertysavingsbank.com/banking/nonprofit/)
          - [Nonprofit Checking](https://www.libertysavingsbank.com/banking/nonprofit/nonprofit-checking/)
          - [MMDA – Money Market Deposit Account – Nonprofit](https://www.libertysavingsbank.com/banking/nonprofit/mmda/)
          - [Visa Business Check Cards for Nonprofits](https://www.libertysavingsbank.com/banking/nonprofit/business-check-card/)
- Home Loans 
    - Home Loan Options 
          - [Overview](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/)
          - [Apply Now](https://lsbmtg.mymortgage-online.com/?loanapp&siteid=6096984036&workFlowId=61437)
          - [Buying a Home](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/buying-a-home/)
          - [Home Equity Line of Credit - HELOC](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/home-equity-line-of-credit_heloc/)
          - [Refinancing a Home](https://value.libertysavingsbank.com/compare-and-save)
          - [Fixed Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/fixed-rate-mortgage/)
          - [Adjustable Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/adjustable-rate-mortgage/)
          - [Jumbo Loans](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/jumbo-loans/)
          - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/)
          - [Senior Living](https://value.libertysavingsbank.com/senior-living)
    - First Home Buyers Guide 
          - [Overview](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/)
          - [Glossary of Mortgage Terms](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/glossary-of-mortgage-terms/)
          - [Financing Process](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/financing-process/)
          - [What is Refinancing?](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/purchasing-or-refinancing/)
          - [Frequently Asked Questions](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/frequently-asked-questions/)
          - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/)
    - [Home Loan Teams](https://www.libertysavingsbank.com/mortgages/mortgage-loan-officers/) 
          - [Overview](http://libertysavingsbank.com/mortgages/mortgage-loan-officers/)
          - [Bradenton/Wildewood Home Loan Team](https://value.libertysavingsbank.com/wildewood-mortgage-team)
          - [Sarasota/Stickney Home Loan Team](https://value.libertysavingsbank.com/stickney-mortgage-team-1)
          - [Sarasota/Square South Home Loan Team](https://value.libertysavingsbank.com/square-south-mortgage-team)
          - [Lakewood Ranch/Home Loan Team](https://value.libertysavingsbank.com/lakewood-ranch-florida-mortgage-team)
          - [Venice/Home Loan Team](https://value.libertysavingsbank.com/jacaranda-mortgage-team-2)
    - [1098 Mortgage Interest Statement](https://www.libertysavingsbank.com/mortgages/1098-mortgage-interest-statement/)
- [Personal Loans](https://value.libertysavingsbank.com/personal-loans-florida)
- [Commercial/Business Loans](https://value.libertysavingsbank.com/commercial-business-lending)
- Support 
    - Getting Started 
          - [About Online and Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/)
          - [Installing the Mobile Banking App](https://www.libertysavingsbank.com/help/getting-started/installing-the-mobile-banking-app/)
          - [Accessing the Online Banking Site](https://www.libertysavingsbank.com/help/getting-started/accessing-the-online-banking-site/)
          - [Logging In](https://www.libertysavingsbank.com/help/getting-started/logging-in-overview/logging-in-for-the-first-time/)
          - [Logging Out Overview](https://www.libertysavingsbank.com/help/getting-started/logging-off-overview/logging-off-voluntarily/)
    - The Homepage 
          - [Using the Menu](https://www.libertysavingsbank.com/help/the-home-page/using-the-menu/)
          - [Viewing Accounts](https://www.libertysavingsbank.com/help/the-home-page/viewing-accounts/)
          - [Viewing the Sidebar](https://www.libertysavingsbank.com/help/the-home-page/viewing-the-sidebar/)
          - [Account Information on the Home Page](https://www.libertysavingsbank.com/help/the-home-page/account-information-on-the-home-page/)
          - [Account Details Overview](https://www.libertysavingsbank.com/help/the-home-page/account-details-overview/)
    - Online Activity 
          - [Creating Custom Views in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/creating-custom-views-in-the-activity-center/)
          - [Sorting Transactions in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/sorting-transactions-in-the-activity-center/)
          - [Viewing Transaction Details in the Activity Center Overview](https://www.libertysavingsbank.com/help/online-activity/viewing-transaction-details-in-the-activity-center-overview/)
          - [Copying A Transaction](https://www.libertysavingsbank.com/help/online-activity/approving-transactions/)
          - [Sending a Message About a Transaction in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/sending-a-message-about-a-transaction-in-the-activity-center/)
          - [Printing Transaction Details from the Activity Center](https://www.libertysavingsbank.com/help/online-activity/printing-transaction-details-from-the-activity-center/)
          - [Exporting by Transaction Type in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/exporting-by-transaction-type-in-the-activity-center/)
    - Personal Banking 
          - [Enrolling for Financial Tools](https://www.libertysavingsbank.com/help/personal-banking/enrolling-in-cpfm/)
          - [Classic Bill Pay](https://value.libertysavingsbank.com/libertycard-onfile-and-instapay)
          - [Depositing a Check on Your Mobile Device](https://www.libertysavingsbank.com/help/personal-banking/depositing-a-check-on-your-mobile-device/)
          - [Managing Manual Accounts](https://www.libertysavingsbank.com/help/personal-banking/managing-manual-accounts/)
          - [Financial Tools: Using PFM Widgets](https://www.libertysavingsbank.com/help/personal-banking/using-pfm-widgets/)
    - Business Banking 
          - [Canceling Pending Transaction](https://www.libertysavingsbank.com/help/business-banking/canceling-pending-transaction/)
          - [Approving Transactions](https://www.libertysavingsbank.com/help/business-banking/approving-transactions/)
    - [Explainer Videos](https://www.libertysavingsbank.com/help/explainer-videos/)

![FDIC Logo](https://news.libertysavingsbank.com/hubfs/logo-fdic.svg)

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

# News & Insights

[Home](https://www.libertysavingsbank.com/) News & Insights

## A 5-Minute Privacy Check That Could Prevent Fraud

![](https://news.libertysavingsbank.com/hubfs/pexels-kampus-6838552.jpg)

It doesn’t take a major data breach to put your finances at risk. In many cases, fraud starts with something much smaller—an app with too many permissions, a saved password on an old device, or a setting you haven’t reviewed in years.

Related Article: [Liberty Loves Local: Bringing Your Community Bank Out Into the Community](https://news.libertysavingsbank.com/blog/liberty-loves-local-bringing-your-community-bank-out-into-the-community)

The good news? You don’t need hours to protect yourself. Just five minutes can make a meaningful difference.

Let’s walk through a quick privacy check that helps reduce your risk of fraud, protect your identity, and give you more control over your personal information.

## Why Privacy Settings Matter More Than Ever

Your phone, apps, and online accounts hold more sensitive information than your wallet ever did. Banking access. Email. Contacts. Even your location.

When permissions are too open, you’re essentially leaving doors unlocked.

According to the Federal Trade Commission, many fraud cases begin with stolen personal information—often gathered through unsecured apps or compromised accounts. You can explore their guidance here:  
https://consumer.ftc.gov/articles/how-protect-your-identity

A quick review today can prevent a much bigger issue tomorrow.

 

## The 5-Minute Privacy Check: Step-by-Step

You don’t need to be tech-savvy to do this. Just follow these simple steps.

### 1. Review App Permissions on Your Phone

Start with your smartphone settings.

#### Look at which apps have access to:

- Your location
- Your camera and microphone
- Your contacts
- Your photos and files

Ask yourself: Does this app really need this access?

If not, turn it off.

#### For example:

- A weather app may need location access—but not your contacts
- A flashlight app shouldn’t need anything beyond basic functionality

This small step limits how much data apps can collect and share.

 

### 2. Delete Apps You No Longer Use

Old apps are easy to forget—and that’s exactly what makes them risky.

#### Unused apps may:

- Still have active permissions
- Store outdated personal information
- Lack recent security updates

Take a minute to scroll through your phone and remove anything you haven’t used in months.

Less clutter. Less exposure.

 

### 3. Check Saved Passwords and Enable Multi-Factor Authentication

Many devices and browsers store passwords automatically. Convenient, yes—but also a potential risk.

#### Take a moment to:

- Review saved passwords in your browser or phone settings
- Remove any you don’t recognize or no longer use
- Turn on multi-factor authentication (MFA) wherever possible

MFA adds an extra layer of protection, even if your password is compromised.

You can find helpful guidance from the FTC here:  
https://consumer.ftc.gov/articles/passwords-authentication

 

### 4. Review Account Privacy Settings (Especially Financial Accounts)

#### Log into your most important accounts:

- Online banking
- Email
- Payment apps

#### Check for:

- Login alerts or notifications
- Device recognition settings
- Security questions and recovery options

If anything looks outdated, update it.

This is also a good time to ensure your contact information is current so you receive fraud alerts quickly.

 

### 5. Be Selective with What You Share Online

This step is often overlooked—but incredibly important.

#### Social media and online profiles can reveal:

- Your birthday
- Your address
- Your daily routines

That’s valuable information for fraudsters.

#### Take a moment to:

- Review your privacy settings
- Limit who can see your posts
- Remove personal details that aren’t necessary

When in doubt, share less.

## Common Mistakes That Increase Fraud Risk

Even smart, careful people make these mistakes. They’re easy to fix once you’re aware of them.

### Oversharing Permissions

Apps often request more access than they need. It’s okay to say no.

### Reusing Passwords

Using the same password across accounts increases your risk if one account is compromised.

### Ignoring Updates

Software updates often include security patches. Skipping them leaves gaps.

### Trusting Unknown Links or Messages

If something feels off, it probably is. Always verify before clicking.

 

## How This Simple Habit Protects Your Finances

Fraud prevention isn’t just about reacting—it’s about reducing your exposure in the first place.

### By tightening your privacy settings, you:

- Limit how much personal data is available
- Reduce entry points for scammers
- Strengthen your overall financial security

It’s a small habit with a big impact.

## A Quick Check Today Can Prevent a Bigger Problem Tomorrow

Life gets busy. It’s easy to overlook small settings on your phone or accounts. But those small settings can have a big impact on your financial security.

Taking five minutes today puts you back in control.

And if something ever feels off—whether it’s a suspicious message, an unfamiliar transaction, or just a question—you don’t have to figure it out alone.

We’re here to help. Stop by, give us a call, or talk with someone you trust at your local branch. That’s what community banking is all about—looking out for each other, every step of the way.

[![Personal Loan-1](https://news.libertysavingsbank.com/hs-fs/hubfs/Personal%20Loan-1.png?width=600&height=200&name=Personal%20Loan-1.png)](https://value.libertysavingsbank.com/online-banking-consultation)

#### Subscribe to our blog

*“*They are a hands-on company and have been there every step of the way.*”* **TOM – Local Sarasota Liberty Customer**

## *You can trust liberty*

## Liberty has hundreds of ★★★★★ reviews. Backed by the FDIC. Bauer recommended.

[Find out More](https://www.libertysavingsbank.com/★★★★★-rating-by-bauer-financial/)

[![Liberty Savings Bank](https://news.libertysavingsbank.com/hubfs/Liberty_Savings_Bank_June2019/Images/logo.png)](https://www.libertysavingsbank.com/)

<https://www.facebook.com//LibertySB> <https://www.instagram.com/libertysavingsbank> <https://www.linkedin.com/company/liberty-savings-bank> <https://twitter.com/Liberty_Savings>

### YOU CAN TRUST LIBERTY

![SRQ-generic-02](https://news.libertysavingsbank.com/hs-fs/hubfs/SRQ-generic-02.png?width=192&height=178&name=SRQ-generic-02.png)

 

### Additional Links

- [Testimonials](https://www.libertysavingsbank.com/testimonials/)
- [Case Histories](https://www.libertysavingsbank.com/case-histories/)
- [FAQs - Frequently Asked Questions](https://www.libertysavingsbank.com/faqs-frequently-asked-questions/)
- [Pricing - Checking and Savings Accounts](https://www.libertysavingsbank.com/pricing-checking-and-savings-accounts/)
- [Fraud and Security Awareness](https://www.libertysavingsbank.com/fraud-and-security-awareness/)
- [Careers](https://recruiting.paylocity.com/recruiting/jobs/List/5189/Liberty-Savings-Bank-FSB)
- [Terms and Conditions](https://www.libertysavingsbank.com/terms-and-conditions)
- [Privacy Notice](https://www.libertysavingsbank.com/privacy-notice/)
- [News & Insights](https://www.libertysavingsbank.com/news-insights/)
- [ATM Locations](https://www.libertysavingsbank.com/atm-locations/)
- [Existing Mortgage Loans](https://www.libertysavingsbank.com/existing-mortgage-loans/)
- [2026 Personal Fee Schedule](https://www.libertysavingsbank.com/wp-content/uploads/2025/12/2026-Personal-Fee-Schedule.pdf)
- [2026 Business Fee Schedule](https://www.libertysavingsbank.com/wp-content/uploads/2025/12/2026-Business-Fee-Schedule.pdf)
- [★★★★★ Rating](https://www.libertysavingsbank.com/%e2%98%85%e2%98%85%e2%98%85%e2%98%85%e2%98%85-rating-by-bauer-financial/)
- [Florida Personal Loans Guide](https://value.libertysavingsbank.com/florida-personal-loans-101)
- [Bradenton Florida Guide](https://value.libertysavingsbank.com/bradenton-florida-guide)
- [Sarasota Florida Guide](https://value.libertysavingsbank.com/sarasota-florida-guide)
- [Venice Florida Guide](https://value.libertysavingsbank.com/venice-florida-guide)
- [CRA Public Information](https://www.libertysavingsbank.com/wp-content/uploads/2025/07/CRA-Public-File-07.01.25.pdf)
- [Ohio Homebuyer Plus](https://value.libertysavingsbank.com/ohio-homebuyer-plus-savings-account-waitlist)
- [Helpful Disaster Relief Information](https://www.libertysavingsbank.com/helpful-disaster-relief-information/)

![footer housing icons](https://news.libertysavingsbank.com/hs-fs/hubfs/footer%20housing%20icons.png?width=163&name=footer%20housing%20icons.png)

Optimized for ADA accessibility using W3CAG 2.0 guidelines.

APY= Annual Percentage Yield

Copyright © 2023, Liberty Savings Bank, F.S.B., Member FDIC, Equal Housing Lender, NMLS #408905, All Rights Reserved.

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Bill Rieger",
    "url" : "https://news.libertysavingsbank.com/blog/author/bill-rieger"
  },
  "dateModified" : "2026-03-25T14:55:43.253Z",
  "datePublished" : "2026-03-25T14:55:43.000Z",
  "headline" : "A 5-Minute Privacy Check That Could Prevent Fraud",
  "image" : [ "https://news.libertysavingsbank.com/hubfs/pexels-kampus-6838552.jpg" ],
  "mainEntityOfPage" : {
    "@id" : "https://news.libertysavingsbank.com/blog/a-5-minute-privacy-check-that-could-prevent-fraud",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "/hs/hsstatic/content_shared_assets/static-1.4091/img/vast.png"
    },
    "name" : "Liberty Savings Bank"
  }
}
```