--- title: "Protecting Your Children from Text Scams: A Guide for Parents" description: Learn how to protect your children from text scams with our guide. Educate them on recognizing scam signs and safe practices to ensure their safety. image: https://news.libertysavingsbank.com/hubfs/pexels-nurseryart-367273.jpg --- - [News & Insights](https://www.libertysavingsbank.com/news-insights/) - [ATM Locations](https://www.libertysavingsbank.com/atm-locations/) - [Financial Centers](https://www.libertysavingsbank.com/locations/) - [Careers](https://www.libertysavingsbank.com/careers/) - [Online & Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/) - [About Us](https://www.libertysavingsbank.com/about-liberty-savings/) - [Contact](https://value.libertysavingsbank.com/online-banking-consultation) - #### Banking - [Call the Freedomline at 800.436.6300](tel:8004366300) - [Freedomlineivr@Libertysavingsbank.com](mailto:Freedomlineivr@Libertysavingsbank.com) - [Schedule Branch Visit](https://value.libertysavingsbank.com/online-banking-consultation) #### Health Savings Accounts - [Call us at 844-424-2265](tel:8444242265) - 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These deceptive messages may claim issues like unpaid tolls or problems with online accounts, aiming to steal personal information or money. It's essential to educate your children about these scams to ensure their safety.​ Related Article: [Protect Your Finances from Check Washing and Mail Check Fraud](https://news.libertysavingsbank.com/blog/protect-your-finances-from-check-washing-and-mail-check-fraud) ## Understanding Text Scams Scammers often impersonate familiar entities such as schools or well-known companies. They might claim there's a problem or announce a prize to prompt a quick response. Their tactics include creating a sense of urgency to pressure the recipient into acting without thinking. Often, they request payments through methods like cash, gift cards, wire transfers, cryptocurrency, or payment apps—transactions that are difficult to reverse.​ ## Strategies to Educate Your Children ### Identify the Scam Signs Teach your children to recognize common scam indicators:​ - Unexpected messages claiming issues with accounts or offering prizes. - Requests for personal information or immediate action.​ - Pressure tactics urging quick responses.​ - Unusual payment requests, especially via untraceable methods.​ ### Interactive Learning Make it a game. Ask your child to show you suspicious messages and explain why they might be scams. Reward correct identifications to encourage vigilance.​ ### Safe Practices Instruct them to delete suspicious texts and never respond. Show them how to block and report such numbers on their devices.​ ### Open Communication Encourage your children to discuss any unusual messages they receive. Assure them that it's safe to ask for guidance when in doubt. By fostering awareness and open dialogue, you empower your children to navigate their digital interactions safely. For more information on protecting your family from text scams, visit the Federal Trade Commission's Consumer Advice page on talking to your kids about text scams.​ *At Liberty Savings Bank, we prioritize your family's security. Stay informed and proactive to protect against digital threats.* [![Personal Loan (5)](https://news.libertysavingsbank.com/hs-fs/hubfs/Personal%20Loan%20(5).png?width=1200&height=400&name=Personal%20Loan%20(5).png)](https://value.libertysavingsbank.com/online-banking-consultation)   #### Subscribe to our blog *“*They are a hands-on company and have been there every step of the way.*”* **TOM – Local Sarasota Liberty Customer** ## *You can trust liberty* ## Liberty has hundreds of ★★★★★ reviews. Backed by the FDIC. Bauer recommended. 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APY= Annual Percentage Yield Copyright © 2023, Liberty Savings Bank, F.S.B., Member FDIC, Equal Housing Lender, NMLS #408905, All Rights Reserved. ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Bill Rieger", "url" : "https://news.libertysavingsbank.com/blog/author/bill-rieger" }, "dateModified" : "2025-08-05T15:10:39.676Z", "datePublished" : "2025-03-31T08:15:00.000Z", "headline" : "Protecting Your Children from Text Scams: A Guide for Parents", "image" : [ "https://news.libertysavingsbank.com/hubfs/pexels-nurseryart-367273.jpg" ], "mainEntityOfPage" : { "@id" : "https://news.libertysavingsbank.com/blog/protecting-your-children-from-text-scams", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "/hs/hsstatic/content_shared_assets/static-1.4091/img/vast.png" }, "name" : "Liberty Savings Bank" } } ```