News & Insights

Take Advantage Of Florida's Sales Tax Holiday This Year

Written by Sarah Reymann | Jul 28, 2025 10:15:00 AM

“A penny saved is a penny earned.” Sure, it’s an old saying—but in August, those pennies can add up fast.

Between August 1 and August 31, 2025, Florida families can shop for school supplies, clothing, and even personal computers tax-free. And with inflation still hanging around and families looking to stretch every dollar, this month-long window is more than a helpful boost—it’s a smart strategy.

Here at Liberty Savings Bank, we’re all about helping our community make informed financial decisions. That includes knowing when to take advantage of state programs like this one.

So whether you're a parent gearing up for the school year, a student heading off to college, or just someone eyeing a new laptop, here's what you need to know to make the most of this year's Back-to-School Sales Tax Holiday in Florida.

What Is Florida’s Back-to-School Sales Tax Holiday?

Let’s cut through the fine print.

Each year, Florida designates a special time when sales tax doesn’t apply to certain educational and personal-use items. In 2025, that window spans an entire month—from August 1 through August 31.

That’s a full 31 days to save money on essential purchases.

The 2025 holiday is outlined in Florida Department of Revenue TIP #25A01-08, and it includes a broad list of clothing, school supplies, learning tools, and personal technology—all exempt from Florida’s 6% sales tax, plus any local surtaxes.

Let’s break down exactly what’s included (and what’s not).

 

What You Can Buy Tax-Free

Here’s what qualifies for tax exemption during the holiday, along with the specific price limits.

1. Clothing and Accessories

Exempt if priced at $100 or less per item


Includes:

  • Backpacks
  • Wallets
  • Diaper bags
  • Handbags
  • Fanny packs
  • T-shirts, pants, shoes, jackets, and more

Tip from the bank: Check the item price before taxes or discounts are applied. The $100 threshold is based on the listed price.

 

2. School Supplies

Exempt if priced at $50 or less per item

Includes:

  • Binders, folders, composition books
  • Pens, pencils, crayons, highlighters
  • Rulers, scissors, erasers, glue

Pro tip: These make great donation items for local back-to-school drives!

 

3. Learning Aids and Jigsaw Puzzles

Exempt if priced at $30 or less per item.

Includes:

  • Flash cards
  • Puzzle books
  • Early learning toys
  • Memory games
  • Stackable toys for toddlers

Parent insight: If it teaches letters, numbers, shapes, or logic—it likely qualifies.

 

4. Personal Computers and Accessories

Exempt if priced at $1,500 or less per item.

Includes:

  • Desktops and laptops
  • Keyboards, mice, monitors
  • External drives, printers, headphones

Must be for personal use only! Purchases for commercial or business use are not eligible.

 

What Doesn’t Qualify?

It’s easy to get tripped up by what looks school-related but doesn’t qualify. Here's what you can’t claim tax-free—even during the holiday.

  • Clothing over $100
  • School supplies over $50
  • Computers over $1,500
  • Video game consoles, smartphones, tablets, eReaders
  • Surge protectors, printers over the limit, or accessories bought for business use
  • Suitcases, briefcases, jewelry, watches
  • Rentals or repair services for any of the above
  • Purchases made at theme parks, entertainment complexes, hotels, or airports

Banker’s note: If you're shopping online or traveling, double-check where the order is processed—some locations don’t qualify even if you’re buying the right item.

 

How to Make the Most of the Tax Holiday

A tax holiday is only valuable if you plan ahead. These simple strategies can help you walk away with real savings.

1. Create a Budget Before You Shop

Just because it’s tax-free doesn’t mean it’s “free.” Set a spending limit, and prioritize needs over wants.

Use this holiday to:

  • Replace worn-out uniforms and shoes
  • Stock up on year-round school supplies
  • Upgrade home laptops or study tech

Bonus tip from Liberty Savings Bank: Use your banking app to create savings buckets labeled “Back-to-School” so you're ready next year, too.

 

2. Double Check Prices at Checkout

Stores aren’t required to remind you if something goes over the limit.

If that backpack rings up at $101? You’re paying full tax.

Watch for bundled or multi-item packs (like pencil boxes or multipacks of T-shirts). Retailers sometimes bundle items just above the limit, unintentionally disqualifying them.

 

3. Split Transactions If Needed

Let’s say you’re buying two items—one is tax-free, one’s not. Don’t lump them together without checking how they’re entered at the register.

Ask your cashier to ring up qualifying and non-qualifying items separately to avoid losing the tax exemption on the entire purchase.

 

4. Leverage Online Shopping (But Carefully)

Online purchases must be delivered to a Florida address and follow all the same rules.

That means:

  • The item’s pre-tax price must meet the limit
  • It must ship from or through a tax-exempt qualifying location
  • Orders placed during the holiday but shipped later still qualify

Quick note: Big retailers like Amazon, Target, and Best Buy typically honor Florida’s holiday rules, but it’s worth checking the final receipt.

 

For Parents, Students & Everyone In Between

The Sales Tax Holiday isn’t just for parents with young kids.

College students outfitting dorms? Personal computers under $1,500 are eligible.
Grandparents helping grandkids? Gift learning games or school essentials tax-free.
Teachers buying classroom supplies? Save on basics like folders, pencils, and glue.

Even if you don’t have children, this holiday is an excellent time to:

  • Buy a personal laptop for under $1,500
  • Restock office or home supplies
  • Replace worn-out workwear or casual clothing

Don’t Leave Free Money on the Table

We believe financial health is built on everyday decisions. And sometimes, those decisions are as simple as knowing when not to pay tax.

Florida’s Back-to-School Sales Tax Holiday runs August 1 through August 31, 2025, and it's a real opportunity for families and individuals alike to spend smarter.

So take a few minutes, look at what you actually need, and map out your purchases now. A little preparation today could save you quite a bit by the time school starts—or fall rolls in.

Have questions? Want help with budgeting or setting up a smart back-to-school savings plan? Visit your local Liberty Savings Bank branch. We're here for our community, and we’re always happy to help you make the most of every dollar.