---
title: What Should I Do If I See a Suspicious Charge on My Bank Account While Traveling?
description: Discover essential steps to take if you spot a suspicious charge while traveling, ensuring your vacation stays stress-free and your finances secure.
image: https://news.libertysavingsbank.com/hubfs/pexels-freestockpro-1008155.jpg
---

- [News & Insights](https://www.libertysavingsbank.com/news-insights/)
- [ATM Locations](https://www.libertysavingsbank.com/atm-locations/)
- [Financial Centers](https://www.libertysavingsbank.com/locations/)
- [Careers](https://www.libertysavingsbank.com/careers/)
- [Online & Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/)
- [About Us](https://www.libertysavingsbank.com/about-liberty-savings/)
- [Contact](https://value.libertysavingsbank.com/online-banking-consultation) 
    - #### Banking
      
          - [Call the Freedomline at 800.436.6300](tel:8004366300)
          - [Freedomlineivr@Libertysavingsbank.com](mailto:Freedomlineivr@Libertysavingsbank.com)
          - [Schedule Branch Visit](https://value.libertysavingsbank.com/online-banking-consultation)
      
      #### Health Savings Accounts
      
          - [Call us at 844-424-2265](tel:8444242265)
          - [hsa@libertysavingsbank.com](mailto:hsa@libertysavingsbank.com)
      
      #### Existing Mortgage Loans
      
          - [Call us at 866-224-0131](tel:8662240131)
          - [customerservice@loanadministration.com](mailto:customerservice@loanadministration.com)
          - [libertysavingsbank.loanadministration.com ](http://ibertysavingsbank.loanadministration.com)
- Search 
    - Search

[![Liberty Savings Bank](https://news.libertysavingsbank.com/hubfs/Liberty_Savings_Bank_June2019/Images/logo.png)](https://www.libertysavingsbank.com/)

- Banking 
    - Personal 
          - [Overview](https://www.libertysavingsbank.com/banking/personal/)
          - [Checking](https://value.libertysavingsbank.com/personal-checking-accounts)
          - [Online/Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/)
          - [MMDA - Money Market Deposit Account - Personal](https://www.libertysavingsbank.com/banking/personal/mmda/)
          - [Savings Accounts](https://www.libertysavingsbank.com/banking/personal/savings-accounts/)
          - [Certificates of Deposit](https://www.libertysavingsbank.com/banking/personal/cds-2/)
          - [Credit Cards](https://www.libertysavingsbank.com/banking/personal/credit-cards/)
          - [Reward Yourself](https://www.libertysavingsbank.com/banking/personal/reward-yourself/)
    - Business 
          - [Overview](https://www.libertysavingsbank.com/banking/business/)
          - [Checking](https://www.libertysavingsbank.com/banking/business/checking/)
          - [MMDA – Money Market Deposit Account – Business](https://www.libertysavingsbank.com/banking/business/mmda/)
          - [Visa Business Check Cards](https://www.libertysavingsbank.com/banking/business/visa-business-check-card-2/)
    - Nonprofit 
          - [Overview](https://www.libertysavingsbank.com/banking/nonprofit/)
          - [Nonprofit Checking](https://www.libertysavingsbank.com/banking/nonprofit/nonprofit-checking/)
          - [MMDA – Money Market Deposit Account – Nonprofit](https://www.libertysavingsbank.com/banking/nonprofit/mmda/)
          - [Visa Business Check Cards for Nonprofits](https://www.libertysavingsbank.com/banking/nonprofit/business-check-card/)
- Home Loans 
    - Home Loan Options 
          - [Overview](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/)
          - [Apply Now](https://lsbmtg.mymortgage-online.com/?loanapp&siteid=6096984036&workFlowId=61437)
          - [Buying a Home](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/buying-a-home/)
          - [Home Equity Line of Credit - HELOC](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/home-equity-line-of-credit_heloc/)
          - [Refinancing a Home](https://value.libertysavingsbank.com/compare-and-save)
          - [Fixed Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/fixed-rate-mortgage/)
          - [Adjustable Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/adjustable-rate-mortgage/)
          - [Jumbo Loans](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/jumbo-loans/)
          - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/)
          - [Senior Living](https://value.libertysavingsbank.com/senior-living)
    - First Home Buyers Guide 
          - [Overview](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/)
          - [Glossary of Mortgage Terms](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/glossary-of-mortgage-terms/)
          - [Financing Process](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/financing-process/)
          - [What is Refinancing?](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/purchasing-or-refinancing/)
          - [Frequently Asked Questions](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/frequently-asked-questions/)
          - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/)
    - [Home Loan Teams](https://www.libertysavingsbank.com/mortgages/mortgage-loan-officers/) 
          - [Overview](http://libertysavingsbank.com/mortgages/mortgage-loan-officers/)
          - [Bradenton/Wildewood Home Loan Team](https://value.libertysavingsbank.com/wildewood-mortgage-team)
          - [Sarasota/Stickney Home Loan Team](https://value.libertysavingsbank.com/stickney-mortgage-team-1)
          - [Sarasota/Square South Home Loan Team](https://value.libertysavingsbank.com/square-south-mortgage-team)
          - [Lakewood Ranch/Home Loan Team](https://value.libertysavingsbank.com/lakewood-ranch-florida-mortgage-team)
          - [Venice/Home Loan Team](https://value.libertysavingsbank.com/jacaranda-mortgage-team-2)
    - [1098 Mortgage Interest Statement](https://www.libertysavingsbank.com/mortgages/1098-mortgage-interest-statement/)
- [Personal Loans](https://value.libertysavingsbank.com/personal-loans-florida)
- [Commercial/Business Loans](https://value.libertysavingsbank.com/commercial-business-lending)
- Support 
    - Getting Started 
          - [About Online and Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/)
          - [Installing the Mobile Banking App](https://www.libertysavingsbank.com/help/getting-started/installing-the-mobile-banking-app/)
          - [Accessing the Online Banking Site](https://www.libertysavingsbank.com/help/getting-started/accessing-the-online-banking-site/)
          - [Logging In](https://www.libertysavingsbank.com/help/getting-started/logging-in-overview/logging-in-for-the-first-time/)
          - [Logging Out Overview](https://www.libertysavingsbank.com/help/getting-started/logging-off-overview/logging-off-voluntarily/)
    - The Homepage 
          - [Using the Menu](https://www.libertysavingsbank.com/help/the-home-page/using-the-menu/)
          - [Viewing Accounts](https://www.libertysavingsbank.com/help/the-home-page/viewing-accounts/)
          - [Viewing the Sidebar](https://www.libertysavingsbank.com/help/the-home-page/viewing-the-sidebar/)
          - [Account Information on the Home Page](https://www.libertysavingsbank.com/help/the-home-page/account-information-on-the-home-page/)
          - [Account Details Overview](https://www.libertysavingsbank.com/help/the-home-page/account-details-overview/)
    - Online Activity 
          - [Creating Custom Views in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/creating-custom-views-in-the-activity-center/)
          - [Sorting Transactions in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/sorting-transactions-in-the-activity-center/)
          - [Viewing Transaction Details in the Activity Center Overview](https://www.libertysavingsbank.com/help/online-activity/viewing-transaction-details-in-the-activity-center-overview/)
          - [Copying A Transaction](https://www.libertysavingsbank.com/help/online-activity/approving-transactions/)
          - [Sending a Message About a Transaction in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/sending-a-message-about-a-transaction-in-the-activity-center/)
          - [Printing Transaction Details from the Activity Center](https://www.libertysavingsbank.com/help/online-activity/printing-transaction-details-from-the-activity-center/)
          - [Exporting by Transaction Type in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/exporting-by-transaction-type-in-the-activity-center/)
    - Personal Banking 
          - [Enrolling for Financial Tools](https://www.libertysavingsbank.com/help/personal-banking/enrolling-in-cpfm/)
          - [Classic Bill Pay](https://value.libertysavingsbank.com/libertycard-onfile-and-instapay)
          - [Depositing a Check on Your Mobile Device](https://www.libertysavingsbank.com/help/personal-banking/depositing-a-check-on-your-mobile-device/)
          - [Managing Manual Accounts](https://www.libertysavingsbank.com/help/personal-banking/managing-manual-accounts/)
          - [Financial Tools: Using PFM Widgets](https://www.libertysavingsbank.com/help/personal-banking/using-pfm-widgets/)
    - Business Banking 
          - [Canceling Pending Transaction](https://www.libertysavingsbank.com/help/business-banking/canceling-pending-transaction/)
          - [Approving Transactions](https://www.libertysavingsbank.com/help/business-banking/approving-transactions/)
    - [Explainer Videos](https://www.libertysavingsbank.com/help/explainer-videos/)

- Banking 
    - Personal 
          - [Overview](https://www.libertysavingsbank.com/banking/personal/)
          - [Checking](https://value.libertysavingsbank.com/personal-checking-accounts)
          - [Online/Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/)
          - [MMDA - Money Market Deposit Account - Personal](https://www.libertysavingsbank.com/banking/personal/mmda/)
          - [Savings Accounts](https://www.libertysavingsbank.com/banking/personal/savings-accounts/)
          - [Certificates of Deposit](https://www.libertysavingsbank.com/banking/personal/cds-2/)
          - [Credit Cards](https://www.libertysavingsbank.com/banking/personal/credit-cards/)
          - [Reward Yourself](https://www.libertysavingsbank.com/banking/personal/reward-yourself/)
    - Business 
          - [Overview](https://www.libertysavingsbank.com/banking/business/)
          - [Checking](https://www.libertysavingsbank.com/banking/business/checking/)
          - [MMDA – Money Market Deposit Account – Business](https://www.libertysavingsbank.com/banking/business/mmda/)
          - [Visa Business Check Cards](https://www.libertysavingsbank.com/banking/business/visa-business-check-card-2/)
    - Nonprofit 
          - [Overview](https://www.libertysavingsbank.com/banking/nonprofit/)
          - [Nonprofit Checking](https://www.libertysavingsbank.com/banking/nonprofit/nonprofit-checking/)
          - [MMDA – Money Market Deposit Account – Nonprofit](https://www.libertysavingsbank.com/banking/nonprofit/mmda/)
          - [Visa Business Check Cards for Nonprofits](https://www.libertysavingsbank.com/banking/nonprofit/business-check-card/)
- Home Loans 
    - Home Loan Options 
          - [Overview](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/)
          - [Apply Now](https://lsbmtg.mymortgage-online.com/?loanapp&siteid=6096984036&workFlowId=61437)
          - [Buying a Home](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/buying-a-home/)
          - [Home Equity Line of Credit - HELOC](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/home-equity-line-of-credit_heloc/)
          - [Refinancing a Home](https://value.libertysavingsbank.com/compare-and-save)
          - [Fixed Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/fixed-rate-mortgage/)
          - [Adjustable Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/adjustable-rate-mortgage/)
          - [Jumbo Loans](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/jumbo-loans/)
          - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/)
          - [Senior Living](https://value.libertysavingsbank.com/senior-living)
    - First Home Buyers Guide 
          - [Overview](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/)
          - [Glossary of Mortgage Terms](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/glossary-of-mortgage-terms/)
          - [Financing Process](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/financing-process/)
          - [What is Refinancing?](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/purchasing-or-refinancing/)
          - [Frequently Asked Questions](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/frequently-asked-questions/)
          - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/)
    - [Home Loan Teams](https://www.libertysavingsbank.com/mortgages/mortgage-loan-officers/) 
          - [Overview](http://libertysavingsbank.com/mortgages/mortgage-loan-officers/)
          - [Bradenton/Wildewood Home Loan Team](https://value.libertysavingsbank.com/wildewood-mortgage-team)
          - [Sarasota/Stickney Home Loan Team](https://value.libertysavingsbank.com/stickney-mortgage-team-1)
          - [Sarasota/Square South Home Loan Team](https://value.libertysavingsbank.com/square-south-mortgage-team)
          - [Lakewood Ranch/Home Loan Team](https://value.libertysavingsbank.com/lakewood-ranch-florida-mortgage-team)
          - [Venice/Home Loan Team](https://value.libertysavingsbank.com/jacaranda-mortgage-team-2)
    - [1098 Mortgage Interest Statement](https://www.libertysavingsbank.com/mortgages/1098-mortgage-interest-statement/)
- [Personal Loans](https://value.libertysavingsbank.com/personal-loans-florida)
- [Commercial/Business Loans](https://value.libertysavingsbank.com/commercial-business-lending)
- Support 
    - Getting Started 
          - [About Online and Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/)
          - [Installing the Mobile Banking App](https://www.libertysavingsbank.com/help/getting-started/installing-the-mobile-banking-app/)
          - [Accessing the Online Banking Site](https://www.libertysavingsbank.com/help/getting-started/accessing-the-online-banking-site/)
          - [Logging In](https://www.libertysavingsbank.com/help/getting-started/logging-in-overview/logging-in-for-the-first-time/)
          - [Logging Out Overview](https://www.libertysavingsbank.com/help/getting-started/logging-off-overview/logging-off-voluntarily/)
    - The Homepage 
          - [Using the Menu](https://www.libertysavingsbank.com/help/the-home-page/using-the-menu/)
          - [Viewing Accounts](https://www.libertysavingsbank.com/help/the-home-page/viewing-accounts/)
          - [Viewing the Sidebar](https://www.libertysavingsbank.com/help/the-home-page/viewing-the-sidebar/)
          - [Account Information on the Home Page](https://www.libertysavingsbank.com/help/the-home-page/account-information-on-the-home-page/)
          - [Account Details Overview](https://www.libertysavingsbank.com/help/the-home-page/account-details-overview/)
    - Online Activity 
          - [Creating Custom Views in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/creating-custom-views-in-the-activity-center/)
          - [Sorting Transactions in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/sorting-transactions-in-the-activity-center/)
          - [Viewing Transaction Details in the Activity Center Overview](https://www.libertysavingsbank.com/help/online-activity/viewing-transaction-details-in-the-activity-center-overview/)
          - [Copying A Transaction](https://www.libertysavingsbank.com/help/online-activity/approving-transactions/)
          - [Sending a Message About a Transaction in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/sending-a-message-about-a-transaction-in-the-activity-center/)
          - [Printing Transaction Details from the Activity Center](https://www.libertysavingsbank.com/help/online-activity/printing-transaction-details-from-the-activity-center/)
          - [Exporting by Transaction Type in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/exporting-by-transaction-type-in-the-activity-center/)
    - Personal Banking 
          - [Enrolling for Financial Tools](https://www.libertysavingsbank.com/help/personal-banking/enrolling-in-cpfm/)
          - [Classic Bill Pay](https://value.libertysavingsbank.com/libertycard-onfile-and-instapay)
          - [Depositing a Check on Your Mobile Device](https://www.libertysavingsbank.com/help/personal-banking/depositing-a-check-on-your-mobile-device/)
          - [Managing Manual Accounts](https://www.libertysavingsbank.com/help/personal-banking/managing-manual-accounts/)
          - [Financial Tools: Using PFM Widgets](https://www.libertysavingsbank.com/help/personal-banking/using-pfm-widgets/)
    - Business Banking 
          - [Canceling Pending Transaction](https://www.libertysavingsbank.com/help/business-banking/canceling-pending-transaction/)
          - [Approving Transactions](https://www.libertysavingsbank.com/help/business-banking/approving-transactions/)
    - [Explainer Videos](https://www.libertysavingsbank.com/help/explainer-videos/)

![FDIC Logo](https://news.libertysavingsbank.com/hubfs/logo-fdic.svg)

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

# News & Insights

[Home](https://www.libertysavingsbank.com/) News & Insights

## What Should I Do If I See a Suspicious Charge on My Bank Account While Traveling?

![](https://news.libertysavingsbank.com/hubfs/pexels-freestockpro-1008155.jpg)

*"A thief only needs seconds.*" That’s what a financial crimes investigator told me over coffee once. And it stuck. Because when you’re sipping a cappuccino in Paris, hiking in Sedona, or just lounging at home in Siesta Key, the last thing you want is a gut-punch from your banking app. You check your balance, and bam. A charge you definitely didn’t make.

Sound familiar? If it hasn’t happened to you yet, count yourself lucky—but stay ready. Fraud happens fast, and when you're away from home, it can feel even more unsettling.

In this post, we're walking step-by-step through what to do immediately if you see a suspicious charge while you're traveling. We’ll also show you how to lock down your account, get reimbursed, and avoid having your vacation derailed by digital pickpockets.

 

## Step 1: Don’t Panic, But Don’t Wait

First, breathe. Then act.

When you see a charge you don’t recognize, time is of the essence. Banks and card issuers often have fraud protection policies that limit your liability only if you act quickly.

### Here’s what to do right away:

- Screenshot the transaction.
- Write down the date, amount, and the merchant.
- Make note of your location at the time of the charge.

This creates a paper trail and helps your bank investigate the charge faster.

 

## Step 2: Lock or Freeze Your Card

Most banks let you instantly lock or freeze your card via their app or website. This prevents more fraudulent transactions while you investigate.

Using Liberty Savings Bank? Open the mobile app, go to your card settings, and tap "Freeze Card." Boom. Done.

Don't worry—this doesn't cancel your card. It's a temporary freeze that buys you time.

 

## Step 3: Contact Your Bank’s Fraud Department

Now it’s time to report the charge. Call your bank or use secure messaging in the mobile app.

### Be ready with:

- The details of the suspicious charge
- Your current location
- The last transaction you do recognize

If you bank with Liberty, call our fraud response line or use the chat feature in the app for rapid service.

Pro Tip: Always travel with your bank’s contact info saved in your phone and written down. If your phone is stolen, you’ll still have access.

 

## Step 4: Review Recent Transactions

Fraudsters rarely stop at one charge. Review your last few days (or weeks) of transactions. Look for small, recurring charges too—these are often tests.

If you see anything else suspicious, report it during your call.

 

## Step 5: File a Dispute and Get Your Money Back

Most banks will reverse a fraudulent charge if reported promptly.

### Here’s how it works:

1. You file a claim.
2. The bank investigates.
3. In most cases, you’ll receive a provisional credit while they investigate.

### Make sure to:

- Follow up.
- Check your email and bank messages for updates.
- Respond promptly if the bank needs additional info.

 

## Step 6: Replace Your Card

If the charge is confirmed as fraud, your card number has likely been compromised. Request a new card immediately.

Travel tip: *Ask your bank to expedite shipping or offer a digital card you can use instantly in your mobile wallet.*

 

## Step 7: Monitor Your Accounts *(Yes, Even on Vacation)*

Set transaction alerts via email or text. Monitor your account daily while traveling.

Bonus tip: *Only use secure Wi-Fi connections. Don’t check your bank account on public or hotel Wi-Fi unless you're using a VPN.*

 

## Step 8: Be Proactive Next Time

### Before your next trip:

- Set travel alerts with your bank.
- Carry at least two forms of payment.
- Use credit instead of debit when possible (credit cards often have stronger fraud protection).
- Avoid unfamiliar ATMs.
- Enable account alerts.

 

## When to Involve Local Authorities

If you believe your card was physically stolen, or if someone gained access to your phone or wallet, file a police report. This can help with fraud claims and is often required for travel insurance reimbursement.

 

## What If the Bank Says It’s Not Fraud?

Sometimes, it’s a charge you forgot about or didn’t recognize due to a different merchant name. If the bank rules it not fraud, you still have options:

- Contact the merchant directly for a refund.
- File a chargeback if it was a billing error or scam.
- Ask your bank for more info (sometimes merchant details can help jog your memory).

 

## Peace of Mind Over Panic

Travel should be joyful, not stressful. And while fraud can strike anywhere, being prepared makes all the difference. Locking your card, reporting charges, and working with your bank quickly ensures you can get back to what matters—your trip.

Whether you’re thousands of miles away or road-tripping through Florida, Liberty Savings Bank has your back. We’re here to help you stay secure, confident, and protected wherever you go.

Safe travels—and keep an eye on those statements!

[![Personal Loan (5)](https://news.libertysavingsbank.com/hs-fs/hubfs/Personal%20Loan%20(5).png?width=1200&height=400&name=Personal%20Loan%20(5).png)](https://value.libertysavingsbank.com/online-banking-consultation)

 

#### Subscribe to our blog

*“*They are a hands-on company and have been there every step of the way.*”* **TOM – Local Sarasota Liberty Customer**

## *You can trust liberty*

## Liberty has hundreds of ★★★★★ reviews. Backed by the FDIC. Bauer recommended.

[Find out More](https://www.libertysavingsbank.com/★★★★★-rating-by-bauer-financial/)

[![Liberty Savings Bank](https://news.libertysavingsbank.com/hubfs/Liberty_Savings_Bank_June2019/Images/logo.png)](https://www.libertysavingsbank.com/)

<https://www.facebook.com//LibertySB> <https://www.instagram.com/libertysavingsbank> <https://www.linkedin.com/company/liberty-savings-bank> <https://twitter.com/Liberty_Savings>

### YOU CAN TRUST LIBERTY

![SRQ-generic-02](https://news.libertysavingsbank.com/hs-fs/hubfs/SRQ-generic-02.png?width=192&height=178&name=SRQ-generic-02.png)

 

### Additional Links

- [Testimonials](https://www.libertysavingsbank.com/testimonials/)
- [Case Histories](https://www.libertysavingsbank.com/case-histories/)
- [FAQs - Frequently Asked Questions](https://www.libertysavingsbank.com/faqs-frequently-asked-questions/)
- [Pricing - Checking and Savings Accounts](https://www.libertysavingsbank.com/pricing-checking-and-savings-accounts/)
- [Fraud and Security Awareness](https://www.libertysavingsbank.com/fraud-and-security-awareness/)
- [Careers](https://recruiting.paylocity.com/recruiting/jobs/List/5189/Liberty-Savings-Bank-FSB)
- [Terms and Conditions](https://www.libertysavingsbank.com/terms-and-conditions)
- [Privacy Notice](https://www.libertysavingsbank.com/privacy-notice/)
- [News & Insights](https://www.libertysavingsbank.com/news-insights/)
- [ATM Locations](https://www.libertysavingsbank.com/atm-locations/)
- [Existing Mortgage Loans](https://www.libertysavingsbank.com/existing-mortgage-loans/)
- [2026 Personal Fee Schedule](https://www.libertysavingsbank.com/wp-content/uploads/2025/12/2026-Personal-Fee-Schedule.pdf)
- [2026 Business Fee Schedule](https://www.libertysavingsbank.com/wp-content/uploads/2025/12/2026-Business-Fee-Schedule.pdf)
- [★★★★★ Rating](https://www.libertysavingsbank.com/%e2%98%85%e2%98%85%e2%98%85%e2%98%85%e2%98%85-rating-by-bauer-financial/)
- [Florida Personal Loans Guide](https://value.libertysavingsbank.com/florida-personal-loans-101)
- [Bradenton Florida Guide](https://value.libertysavingsbank.com/bradenton-florida-guide)
- [Sarasota Florida Guide](https://value.libertysavingsbank.com/sarasota-florida-guide)
- [Venice Florida Guide](https://value.libertysavingsbank.com/venice-florida-guide)
- [CRA Public Information](https://www.libertysavingsbank.com/wp-content/uploads/2025/07/CRA-Public-File-07.01.25.pdf)
- [Ohio Homebuyer Plus](https://value.libertysavingsbank.com/ohio-homebuyer-plus-savings-account-waitlist)
- [Helpful Disaster Relief Information](https://www.libertysavingsbank.com/helpful-disaster-relief-information/)

![footer housing icons](https://news.libertysavingsbank.com/hs-fs/hubfs/footer%20housing%20icons.png?width=163&name=footer%20housing%20icons.png)

Optimized for ADA accessibility using W3CAG 2.0 guidelines.

APY= Annual Percentage Yield

Copyright © 2023, Liberty Savings Bank, F.S.B., Member FDIC, Equal Housing Lender, NMLS #408905, All Rights Reserved.

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Bill Rieger",
    "url" : "https://news.libertysavingsbank.com/blog/author/bill-rieger"
  },
  "dateModified" : "2025-08-05T15:16:20.193Z",
  "datePublished" : "2025-04-24T15:30:00.000Z",
  "headline" : "What Should I Do If I See a Suspicious Charge on My Bank Account While Traveling?",
  "image" : [ "https://news.libertysavingsbank.com/hubfs/pexels-freestockpro-1008155.jpg" ],
  "mainEntityOfPage" : {
    "@id" : "https://news.libertysavingsbank.com/blog/what-should-i-do-if-i-see-a-suspicious-charge-on-my-bank-account",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "/hs/hsstatic/content_shared_assets/static-1.4091/img/vast.png"
    },
    "name" : "Liberty Savings Bank"
  }
}
```