News & Insights

Why Your Driver’s License Is a Top Target for Scammers

Written by Bill Rieger | Jun 9, 2025 5:57:02 PM

Every 22 seconds, someone in the U.S. becomes a victim of identity theft. That’s faster than it takes to boil water or check your email. And while you might expect hackers to go after your credit card or Social Security number, they’re often after something much simpler:

Your driver’s license.


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That little piece of plastic tucked in your wallet holds more power than most people realize. It's not just your ticket to legally drive—it’s a skeleton key to your identity. And scammers know it.

Let’s break down why your license is such a hot target, how criminals get it, what they do with it, and how you can protect yourself today.

Why Criminals Want Your Driver’s License


It’s an Identity Blueprint

Your driver’s license contains your full name, date of birth, photo, address, and often a unique ID number. In the wrong hands, that’s enough to create a believable identity—or fake one.

With a stolen license, scammers can:

  • Open new bank accounts
  • Apply for loans or credit cards
  • Rent cars and apartments
  • Commit crimes in your name
  • Use your identity to defraud government agencies

In short, it’s a fast track to impersonating you—and leaving you to clean up the mess.

It’s Trusted Almost Everywhere

Airports, banks, car rental counters, government offices—they all accept a driver’s license as valid proof of identity. Criminals count on that. They know that flashing a real license (or even a convincingly fake one) opens doors. A scammer doesn’t need to hack a system when they can just walk in with “your” ID.

It’s Often Left Unprotected

You guard your bank login. You shred sensitive mail. But most people barely think twice about flashing their license at a hotel desk, uploading it to apply for a job, or even leaving it in a gym locker.

Scammers take advantage of that complacency.

How Scammers Get Your Driver’s License


1. Old-Fashioned Theft

Yes, traditional wallet theft is still very effective. If someone steals your purse, backpack, or mail, your license is an easy grab. Lost your wallet at a concert or left it in a rideshare? You might not just lose cash—you could lose your entire identity.

In one widely reported case, a woman’s license was stolen from her mailbox. The thief then opened fraudulent accounts and even bought a car—all under her name.

2. Phishing Scams

These are increasingly common. Scammers send official-looking emails or texts claiming there's a problem with your license or that you’re due for a refund. The message urges you to click a link and “verify” your information. That’s where they collect your license number, birth date, and address.

These attacks often spike when deadlines for REAL ID compliance or license renewals are approaching.

3. Fake Job or Rental Listings

You see a promising job post or a low-rent apartment and apply. They ask for your license as part of a “background check.” You send it in. But there was no job. No apartment. Just someone harvesting personal info.

4. Skimming and Database Breaches

Some scammers use devices to copy license info from barcodes, especially at places that scan IDs, like bars or cannabis dispensaries. Worse, if a company that stores your license information is breached, your data could be up for sale on the dark web—without you ever knowing it.

 

What Criminals Do With Your License


They Create Synthetic Identities

Scammers often blend real and fake information to build a “synthetic” identity. Your real license details (like address and name) are merged with a fake Social Security number or date of birth. That identity can then be used to open credit lines, get benefits, or commit fraud.

They Commit Crimes in Your Name

This is particularly scary. Someone can hand your license to a cop during a traffic stop. If they’re cited—or arrested—those records go under your name. Victims often only find out after background checks or court summonses.

They Resell Your Data

On the dark web, a valid driver’s license can sell for $50 to $200, depending on the quality. Scammers often bundle license data with Social Security numbers and banking info in “fullz” packages—complete identity kits ready for exploitation.

 

How to Protect Yourself

Here’s where we get practical. These are the specific steps you should take today to keep your license—and identity—secure.

1. Limit Where You Share It

Don’t share your license unless it’s absolutely necessary. Always ask:

  • Why do you need my license?
  • How will it be stored?
  • Can I use another form of ID instead?

Never allow a business to photocopy or scan your license unless it's legally required.

2. Keep It Out of Sight

Never leave your license in your car or on your desk. Use a wallet with RFID protection. And avoid handing your license to someone who walks away with it, even briefly.

3. Don’t Send Photos of It

Unless it’s a legitimate, secure website (like your DMV or bank), don’t upload or email a copy of your license. Scammers often pose as hiring managers or rental agents to collect these images.

4. Freeze Your Credit

If you're not planning on applying for credit, freeze your accounts with the three major bureaus—Equifax, Experian, and TransUnion. This blocks scammers from opening accounts in your name, even if they have your license.

5. Sign Up for ID Theft Monitoring

Many banks and credit card companies now offer free identity theft monitoring. There are also third-party services that alert you if your license number, address, or personal info is found on the dark web.

6. Check Your DMV Records

Some state DMVs let you create online accounts to monitor activity tied to your license. Set up yours if it’s available. Watch for any suspicious changes or requests.

 

What to Do If Your License Is Stolen

Act fast. The longer it’s out there, the more damage it can do.

1. File a police report

Especially if it’s part of a larger theft. This creates a paper trail for future disputes.

2. Contact your state’s DMV

Request a new license number if possible.

3. Place a fraud alert on your credit reports

This notifies lenders to take extra steps before approving new accounts.

4. Monitor your mail and email

Look out for unfamiliar bills, collection notices, or approvals.

5. Report the incident to the FTC at IdentityTheft.gov

They’ll walk you through creating a recovery plan.

 

Protecting Your Identity by Protecting Your Identification

Your driver’s license is more than a form of ID—it’s a key to your identity. And in the wrong hands, it can unlock financial accounts, ruin your credit, and create a legal nightmare.

Scammers know this. That’s why they want it.

But now you know too. And with a few smart precautions, you can stop them cold.

Treat your license like a passport or bank account. Be cautious. Be selective. And never assume that just because it’s “just an ID,” it’s not worth protecting.

Because in 2025, it absolutely is.