What Financial Information Does the Bank Need to Consider a Loan?
I started in banking at 18, as a teller. Early on, the bank's president, Mr. David, asked if I'd considered making a career of it. Then he told me..
How to Start an Emergency Fund When Money Is Tight
The car needs new brakes. The AC quits in August. A storm sends you to a hotel for three nights. None of these are rare, and they rarely give notice.
Small Business Saturday Is Nov. 28: A 3-Week Prep Checklist for Local Shops
Small Business Saturday falls on Nov. 28 this year — the Saturday after Thanksgiving, wedged between Black Friday and Cyber Monday. It’s the one day..
November Weekends in Sarasota, Bradenton & Venice: What’s Happening Nov. 6–22
November is when the Suncoast hits its stride. Humidity backs off, the season’s big festivals start up, and you can spend a whole Saturday outside..
The Year-End Subscription Audit: Find the Money Your Business Is Already Spending
It rarely happens all at once. You sign up for scheduling software in March. You add a design tool for one project. A free trial quietly turns into..
How to Build a Holiday Budget That Lasts Through December
Most holiday budgets don’t fail in a single big purchase. They fail a little at a time: an extra gift here, a grocery run for visiting family there,..Halloween Weekend in Sarasota, Bradenton & Venice: Your Oct. 29–Nov. 1 Guide
There’s no snow here, but there’s also no shortage of holiday spirit. Between parades on Main Street, boats lit up on the bay and a 60-foot tree on..
The Most Haunted Spots in Sarasota and Manatee: Local Ghost Stories and the History Behind Them
Sunshine, beaches and Gulf sunsets aren't the first things that come to mind when you think of ghost stories. But Sarasota and Manatee County have..
Joint Accounts and FDIC Insurance: How Much Is Actually Covered?
Most people know the FDIC number: $250,000. Fewer know that a joint account doesn't follow the same math as an account in one person's name. Two..
New Treasurer or Board? How to Update Your Nonprofit's Bank Account (Florida Checklist)
When a nonprofit elects a new treasurer or turns over its board, the bank account should change the same week. In practice, it often doesn't. The..
