--- title: News & Insights description: From personal to business checking, mortgage to personal loans, our retail team is dedicated to making sure we provide the best services and products possible for our customers in Sarasota and Manatee County. --- - [News & Insights](https://www.libertysavingsbank.com/news-insights/) - [ATM Locations](https://www.libertysavingsbank.com/atm-locations/) - [Financial Centers](https://www.libertysavingsbank.com/locations/) - [Careers](https://www.libertysavingsbank.com/careers/) - [Online & Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/) - [About Us](https://www.libertysavingsbank.com/about-liberty-savings/) - [Contact](https://value.libertysavingsbank.com/online-banking-consultation) - #### Banking - [Call the Freedomline at 800.436.6300](tel:8004366300) - [Freedomlineivr@Libertysavingsbank.com](mailto:Freedomlineivr@Libertysavingsbank.com) - [Schedule Branch Visit](https://value.libertysavingsbank.com/online-banking-consultation) #### Health Savings Accounts - [Call us at 844-424-2265](tel:8444242265) - [hsa@libertysavingsbank.com](mailto:hsa@libertysavingsbank.com) #### Existing Mortgage Loans - [Call us at 866-224-0131](tel:8662240131) - [customerservice@loanadministration.com](mailto:customerservice@loanadministration.com) - [libertysavingsbank.loanadministration.com](http://ibertysavingsbank.loanadministration.com) - Search - Search [![Liberty Savings Bank](https://news.libertysavingsbank.com/hubfs/Liberty_Savings_Bank_June2019/Images/logo.png)](https://www.libertysavingsbank.com/) - Banking - Personal - [Overview](https://www.libertysavingsbank.com/banking/personal/) - [Checking](https://value.libertysavingsbank.com/personal-checking-accounts) - [Online/Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/) - [MMDA - Money Market Deposit Account - Personal](https://www.libertysavingsbank.com/banking/personal/mmda/) - [Savings Accounts](https://www.libertysavingsbank.com/banking/personal/savings-accounts/) - [Certificates of Deposit](https://www.libertysavingsbank.com/banking/personal/cds-2/) - [Credit Cards](https://www.libertysavingsbank.com/banking/personal/credit-cards/) - [Reward Yourself](https://www.libertysavingsbank.com/banking/personal/reward-yourself/) - Business - [Overview](https://www.libertysavingsbank.com/banking/business/) - [Checking](https://www.libertysavingsbank.com/banking/business/checking/) - [MMDA – Money Market Deposit Account – Business](https://www.libertysavingsbank.com/banking/business/mmda/) - [Visa Business Check Cards](https://www.libertysavingsbank.com/banking/business/visa-business-check-card-2/) - Nonprofit - [Overview](https://www.libertysavingsbank.com/banking/nonprofit/) - [Nonprofit Checking](https://www.libertysavingsbank.com/banking/nonprofit/nonprofit-checking/) - [MMDA – Money Market Deposit Account – Nonprofit](https://www.libertysavingsbank.com/banking/nonprofit/mmda/) - [Visa Business Check Cards for Nonprofits](https://www.libertysavingsbank.com/banking/nonprofit/business-check-card/) - Home Loans - Home Loan Options - [Overview](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/) - [Apply Now](https://lsbmtg.mymortgage-online.com/?loanapp&siteid=6096984036&workFlowId=61437) - [Buying a Home](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/buying-a-home/) - [Home Equity Line of Credit - HELOC](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/home-equity-line-of-credit_heloc/) - [Refinancing a Home](https://value.libertysavingsbank.com/compare-and-save) - [Fixed Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/fixed-rate-mortgage/) - [Adjustable Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/adjustable-rate-mortgage/) - [Jumbo Loans](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/jumbo-loans/) - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/) - [Senior Living](https://value.libertysavingsbank.com/senior-living) - First Home Buyers Guide - [Overview](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/) - [Glossary of Mortgage Terms](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/glossary-of-mortgage-terms/) - [Financing Process](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/financing-process/) - [What is Refinancing?](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/purchasing-or-refinancing/) - [Frequently Asked Questions](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/frequently-asked-questions/) - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/) - [Home Loan Teams](https://www.libertysavingsbank.com/mortgages/mortgage-loan-officers/) - [Overview](http://libertysavingsbank.com/mortgages/mortgage-loan-officers/) - [Bradenton/Wildewood Home Loan Team](https://value.libertysavingsbank.com/wildewood-mortgage-team) - [Sarasota/Stickney Home Loan Team](https://value.libertysavingsbank.com/stickney-mortgage-team-1) - [Sarasota/Square South Home Loan Team](https://value.libertysavingsbank.com/square-south-mortgage-team) - [Lakewood Ranch/Home Loan Team](https://value.libertysavingsbank.com/lakewood-ranch-florida-mortgage-team) - [Venice/Home Loan Team](https://value.libertysavingsbank.com/jacaranda-mortgage-team-2) - [1098 Mortgage Interest Statement](https://www.libertysavingsbank.com/mortgages/1098-mortgage-interest-statement/) - [Personal Loans](https://value.libertysavingsbank.com/personal-loans-florida) - [Commercial/Business Loans](https://value.libertysavingsbank.com/commercial-business-lending) - Support - Getting Started - [About Online and Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/) - [Installing the Mobile Banking App](https://www.libertysavingsbank.com/help/getting-started/installing-the-mobile-banking-app/) - [Accessing the Online Banking Site](https://www.libertysavingsbank.com/help/getting-started/accessing-the-online-banking-site/) - [Logging In](https://www.libertysavingsbank.com/help/getting-started/logging-in-overview/logging-in-for-the-first-time/) - [Logging Out Overview](https://www.libertysavingsbank.com/help/getting-started/logging-off-overview/logging-off-voluntarily/) - The Homepage - [Using the Menu](https://www.libertysavingsbank.com/help/the-home-page/using-the-menu/) - [Viewing Accounts](https://www.libertysavingsbank.com/help/the-home-page/viewing-accounts/) - [Viewing the Sidebar](https://www.libertysavingsbank.com/help/the-home-page/viewing-the-sidebar/) - [Account Information on the Home Page](https://www.libertysavingsbank.com/help/the-home-page/account-information-on-the-home-page/) - [Account Details Overview](https://www.libertysavingsbank.com/help/the-home-page/account-details-overview/) - Online Activity - [Creating Custom Views in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/creating-custom-views-in-the-activity-center/) - [Sorting Transactions in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/sorting-transactions-in-the-activity-center/) - [Viewing Transaction Details in the Activity Center Overview](https://www.libertysavingsbank.com/help/online-activity/viewing-transaction-details-in-the-activity-center-overview/) - [Copying A Transaction](https://www.libertysavingsbank.com/help/online-activity/approving-transactions/) - [Sending a Message About a Transaction in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/sending-a-message-about-a-transaction-in-the-activity-center/) - [Printing Transaction Details from the Activity Center](https://www.libertysavingsbank.com/help/online-activity/printing-transaction-details-from-the-activity-center/) - [Exporting by Transaction Type in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/exporting-by-transaction-type-in-the-activity-center/) - Personal Banking - [Enrolling for Financial Tools](https://www.libertysavingsbank.com/help/personal-banking/enrolling-in-cpfm/) - [Classic Bill Pay](https://value.libertysavingsbank.com/libertycard-onfile-and-instapay) - [Depositing a Check on Your Mobile Device](https://www.libertysavingsbank.com/help/personal-banking/depositing-a-check-on-your-mobile-device/) - [Managing Manual Accounts](https://www.libertysavingsbank.com/help/personal-banking/managing-manual-accounts/) - [Financial Tools: Using PFM Widgets](https://www.libertysavingsbank.com/help/personal-banking/using-pfm-widgets/) - Business Banking - [Canceling Pending Transaction](https://www.libertysavingsbank.com/help/business-banking/canceling-pending-transaction/) - [Approving Transactions](https://www.libertysavingsbank.com/help/business-banking/approving-transactions/) - [Explainer Videos](https://www.libertysavingsbank.com/help/explainer-videos/) - Banking - Personal - [Overview](https://www.libertysavingsbank.com/banking/personal/) - [Checking](https://value.libertysavingsbank.com/personal-checking-accounts) - [Online/Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/) - [MMDA - Money Market Deposit Account - Personal](https://www.libertysavingsbank.com/banking/personal/mmda/) - [Savings Accounts](https://www.libertysavingsbank.com/banking/personal/savings-accounts/) - [Certificates of Deposit](https://www.libertysavingsbank.com/banking/personal/cds-2/) - [Credit Cards](https://www.libertysavingsbank.com/banking/personal/credit-cards/) - [Reward Yourself](https://www.libertysavingsbank.com/banking/personal/reward-yourself/) - Business - [Overview](https://www.libertysavingsbank.com/banking/business/) - [Checking](https://www.libertysavingsbank.com/banking/business/checking/) - [MMDA – Money Market Deposit Account – Business](https://www.libertysavingsbank.com/banking/business/mmda/) - [Visa Business Check Cards](https://www.libertysavingsbank.com/banking/business/visa-business-check-card-2/) - Nonprofit - [Overview](https://www.libertysavingsbank.com/banking/nonprofit/) - [Nonprofit Checking](https://www.libertysavingsbank.com/banking/nonprofit/nonprofit-checking/) - [MMDA – Money Market Deposit Account – Nonprofit](https://www.libertysavingsbank.com/banking/nonprofit/mmda/) - [Visa Business Check Cards for Nonprofits](https://www.libertysavingsbank.com/banking/nonprofit/business-check-card/) - Home Loans - Home Loan Options - [Overview](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/) - [Apply Now](https://lsbmtg.mymortgage-online.com/?loanapp&siteid=6096984036&workFlowId=61437) - [Buying a Home](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/buying-a-home/) - [Home Equity Line of Credit - HELOC](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/home-equity-line-of-credit_heloc/) - [Refinancing a Home](https://value.libertysavingsbank.com/compare-and-save) - [Fixed Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/fixed-rate-mortgage/) - [Adjustable Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/adjustable-rate-mortgage/) - [Jumbo Loans](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/jumbo-loans/) - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/) - [Senior Living](https://value.libertysavingsbank.com/senior-living) - First Home Buyers Guide - [Overview](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/) - [Glossary of Mortgage Terms](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/glossary-of-mortgage-terms/) - [Financing Process](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/financing-process/) - [What is Refinancing?](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/purchasing-or-refinancing/) - [Frequently Asked Questions](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/frequently-asked-questions/) - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/) - [Home Loan Teams](https://www.libertysavingsbank.com/mortgages/mortgage-loan-officers/) - [Overview](http://libertysavingsbank.com/mortgages/mortgage-loan-officers/) - [Bradenton/Wildewood Home Loan Team](https://value.libertysavingsbank.com/wildewood-mortgage-team) - [Sarasota/Stickney Home Loan Team](https://value.libertysavingsbank.com/stickney-mortgage-team-1) - [Sarasota/Square South Home Loan Team](https://value.libertysavingsbank.com/square-south-mortgage-team) - [Lakewood Ranch/Home Loan Team](https://value.libertysavingsbank.com/lakewood-ranch-florida-mortgage-team) - [Venice/Home Loan Team](https://value.libertysavingsbank.com/jacaranda-mortgage-team-2) - [1098 Mortgage Interest Statement](https://www.libertysavingsbank.com/mortgages/1098-mortgage-interest-statement/) - [Personal Loans](https://value.libertysavingsbank.com/personal-loans-florida) - [Commercial/Business Loans](https://value.libertysavingsbank.com/commercial-business-lending) - Support - Getting Started - [About Online and Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/) - [Installing the Mobile Banking App](https://www.libertysavingsbank.com/help/getting-started/installing-the-mobile-banking-app/) - [Accessing the Online Banking Site](https://www.libertysavingsbank.com/help/getting-started/accessing-the-online-banking-site/) - [Logging In](https://www.libertysavingsbank.com/help/getting-started/logging-in-overview/logging-in-for-the-first-time/) - [Logging Out Overview](https://www.libertysavingsbank.com/help/getting-started/logging-off-overview/logging-off-voluntarily/) - The Homepage - [Using the Menu](https://www.libertysavingsbank.com/help/the-home-page/using-the-menu/) - [Viewing Accounts](https://www.libertysavingsbank.com/help/the-home-page/viewing-accounts/) - [Viewing the Sidebar](https://www.libertysavingsbank.com/help/the-home-page/viewing-the-sidebar/) - [Account Information on the Home Page](https://www.libertysavingsbank.com/help/the-home-page/account-information-on-the-home-page/) - [Account Details Overview](https://www.libertysavingsbank.com/help/the-home-page/account-details-overview/) - Online Activity - [Creating Custom Views in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/creating-custom-views-in-the-activity-center/) - [Sorting Transactions in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/sorting-transactions-in-the-activity-center/) - [Viewing Transaction Details in the Activity Center Overview](https://www.libertysavingsbank.com/help/online-activity/viewing-transaction-details-in-the-activity-center-overview/) - [Copying A Transaction](https://www.libertysavingsbank.com/help/online-activity/approving-transactions/) - [Sending a Message About a Transaction in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/sending-a-message-about-a-transaction-in-the-activity-center/) - [Printing Transaction Details from the Activity Center](https://www.libertysavingsbank.com/help/online-activity/printing-transaction-details-from-the-activity-center/) - [Exporting by Transaction Type in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/exporting-by-transaction-type-in-the-activity-center/) - Personal Banking - [Enrolling for Financial Tools](https://www.libertysavingsbank.com/help/personal-banking/enrolling-in-cpfm/) - [Classic Bill Pay](https://value.libertysavingsbank.com/libertycard-onfile-and-instapay) - [Depositing a Check on Your Mobile Device](https://www.libertysavingsbank.com/help/personal-banking/depositing-a-check-on-your-mobile-device/) - [Managing Manual Accounts](https://www.libertysavingsbank.com/help/personal-banking/managing-manual-accounts/) - [Financial Tools: Using PFM Widgets](https://www.libertysavingsbank.com/help/personal-banking/using-pfm-widgets/) - Business Banking - [Canceling Pending Transaction](https://www.libertysavingsbank.com/help/business-banking/canceling-pending-transaction/) - [Approving Transactions](https://www.libertysavingsbank.com/help/business-banking/approving-transactions/) - [Explainer Videos](https://www.libertysavingsbank.com/help/explainer-videos/) ![FDIC Logo](https://news.libertysavingsbank.com/hubfs/logo-fdic.svg) FDIC-Insured - Backed by the full faith and credit of the U.S. Government # News & Insights [Home](https://www.libertysavingsbank.com/)**News & Insights** ## [How to Spot a Fake Banking Website or App](https://news.libertysavingsbank.com/blog/how-to-spot-a-fake-banking-website-or-app) ## [10 Home Improvements to Consider Before the Holidays](https://news.libertysavingsbank.com/blog/10-home-improvements-to-consider-before-the-holidays) ## [Buying a Golf Cart in Florida? A Guide to Golf Cart Financing](https://news.libertysavingsbank.com/blog/buying-a-golf-cart-in-florida-a-guide-to-golf-cart-financing) ## [Before You Click That Ad: How to Spot a Social Media Scam](https://news.libertysavingsbank.com/blog/before-you-click-that-ad-how-to-spot-a-social-media-scam) ## [What Is Bill Pay and How Does It Actually Work?](https://news.libertysavingsbank.com/blog/what-is-bill-pay-and-how-does-it-actually-work) ## [Why Is Cash Flow So Important for a Small Business?](https://news.libertysavingsbank.com/blog/why-is-cash-flow-so-important-for-a-small-business) ## [Moving to Florida? 12 Things to Do to Establish Residency](https://news.libertysavingsbank.com/blog/moving-to-florida-12-things-to-do-to-establish-residency) ## [How Much Does a $100,000 HELOC Cost Per Month?](https://news.libertysavingsbank.com/blog/how-much-does-a-100000-heloc-cost-per-month) ## [Returning to Florida for the Winter? 15 Things Snowbirds Should Do When They Get Back](https://news.libertysavingsbank.com/blog/returning-to-florida-for-the-winter-15-things-snowbirds-should-do-when-they-get-back) ## [Why People Still Choose Community Banks in the Age of Fintech](https://news.libertysavingsbank.com/blog/why-people-still-choose-community-banks-in-the-age-of-fintech) ## [Common Reasons SBA Loans Get Denied and How to Fix Them](https://news.libertysavingsbank.com/blog/common-reasons-sba-loans-get-denied-and-how-to-fix-them) ## [Why Scammers Pretend to Be Your Bank—and What to Do](https://news.libertysavingsbank.com/blog/why-scammers-pretend-to-be-your-bank-and-what-to-do) ## [551 New Neighbors a Day: Why Florida's Growth Is a Business Opportunity](https://news.libertysavingsbank.com/blog/551-new-neighbors-a-day-why-floridas-growth-is-a-business-opportunity) ## [1099 vs. W-2 Income: How Mortgage Lenders Look at Each](https://news.libertysavingsbank.com/blog/1099-vs.-w-2-income-how-mortgage-lenders-look-at-each) ## [How Much Cash Should a Small Business Keep in Reserve?](https://news.libertysavingsbank.com/blog/how-much-cash-should-a-small-business-keep-in-reserve) ## [How Cybercriminals Are Using Fake Websites to Steal Your Information](https://news.libertysavingsbank.com/blog/how-cybercriminals-are-using-fake-websites-to-steal-your-information) ## [From One Truck to a Fleet: Financing Growth for HVAC and Plumbing Businesses](https://news.libertysavingsbank.com/blog/from-one-truck-to-a-fleet-financing-growth-for-hvac-and-plumbing-businesses) ## [Is Your Business Ready to Buy Commercial Real Estate in Florida?](https://news.libertysavingsbank.com/blog/is-your-business-ready-to-buy-commercial-real-estate-in-florida) ## [Join Liberty Savings Bank at Mama G’s German Bakery on August 26th](https://news.libertysavingsbank.com/blog/join-liberty-savings-bank-at-mama-gs-german-bakery-on-august-26th) ## [The New Southwest Florida Customer: Who Is Actually Moving Here?](https://news.libertysavingsbank.com/blog/the-new-southwest-florida-customer-who-is-actually-moving-here) ## [Why The SRQ Airport's Growth Could Change Where Business Happens in Sarasota-Manatee](https://news.libertysavingsbank.com/blog/why-the-srq-airports-growth-could-change-where-business-happens-in-sarasota-manatee) ## [Supporting Local Schools and the Lakewood Ranch Community](https://news.libertysavingsbank.com/blog/supporting-local-schools-and-the-lakewood-ranch-community) ## [Small Business Owners: 7 Financial Moves to Make Before the End of the Year](https://news.libertysavingsbank.com/blog/small-business-owners-7-financial-moves-to-make-before-the-end-of-the-year) ## [5 Money Mistakes Parents Make During Back-to-School Season](https://news.libertysavingsbank.com/blog/5-money-mistakes-parents-make-during-back-to-school-season) ## [Florida Sales Tax Holiday 2026: School Supplies, Clothing & More](https://news.libertysavingsbank.com/blog/florida-sales-tax-holiday-2026-school-supplies-clothing-more) ## [VA Benefits Are Free to Apply For: What Every Veteran Should Know](https://news.libertysavingsbank.com/blog/va-benefits-are-free-to-apply-for-what-every-veteran-should-know) ## [How to Register an LLC in Florida Using Sunbiz](https://news.libertysavingsbank.com/blog/how-to-register-an-llc-in-florida-using-sunbiz) ## [What Can You Use an SBA Loan For? Eligible Business Expenses Explained](https://news.libertysavingsbank.com/blog/what-can-you-use-an-sba-loan-for-eligible-business-expenses-explained) ## [Improving Cash Flow for My Business: 15 Proven Strategies That Actually Work](https://news.libertysavingsbank.com/blog/improving-cash-flow-for-my-business-15-proven-strategies-that-actually-work) ## [Liberty Savings Bank Presents Sponsorship to Sarasota High School Football Program](https://news.libertysavingsbank.com/blog/liberty-savings-bank-presents-sponsorship-to-sarasota-high-school-football-program) ## [The Complete Guide to Waterside Place in Lakewood Ranch (2026 Edition)](https://news.libertysavingsbank.com/blog/the-complete-guide-to-waterside-place-in-lakewood-ranch-2026-edition) ## [How Much Does Trust Matter in Banking?](https://news.libertysavingsbank.com/blog/how-much-does-trust-matter-in-banking) ## [Don't Let Scammers Add to the Stress of Hurricane Season](https://news.libertysavingsbank.com/blog/dont-let-scammers-add-to-the-stress-of-hurricane-season) ## [Can You Use a Home Equity Loan to Pay for Senior Living?](https://news.libertysavingsbank.com/blog/can-you-use-a-home-equity-loan-to-pay-for-senior-living) ## [The Hidden Costs of Starting a Business in Florida](https://news.libertysavingsbank.com/blog/the-hidden-costs-of-starting-a-business-in-florida) ## [Unclaimed Life Insurance Scams: Warning Signs to Know](https://news.libertysavingsbank.com/blog/unclaimed-life-insurance-scams-warning-signs-to-know) ## [How Banks Evaluate Commercial Loan Applications](https://news.libertysavingsbank.com/blog/how-banks-evaluate-commercial-loan-applications) ## [How Treasury Management Improves Cash Flow for Small Businesses](https://news.libertysavingsbank.com/blog/how-treasury-management-improves-cash-flow-for-small-businesses) ## [Where to Escape the Summer Heat in Sarasota and Manatee County](https://news.libertysavingsbank.com/blog/where-to-escape-the-summer-heat-in-sarasota-and-manatee-county) ## [Celebrate America250 with Liberty Savings Bank on July 17th](https://news.libertysavingsbank.com/blog/celebrate-america250-with-liberty-savings-bank-on-july-17th) ## [The 50/30/20 Budget Explained](https://news.libertysavingsbank.com/blog/the-50/30/20-budget-explained) ## [Why Every Florida LLC Needs a Business Bank Account](https://news.libertysavingsbank.com/blog/why-every-florida-llc-needs-a-business-bank-account) ## [Get a Free Car Wash at Blu Palm Car Wash](https://news.libertysavingsbank.com/blog/get-a-free-car-wash-at-blu-palm-car-wash) ## [Liberty Savings Bank Strengthens Business Banking Solutions with Appointment of Tracy Wolfe as VP-Treasury Management Sales Officer](https://news.libertysavingsbank.com/blog/liberty-savings-bank-strengthens-business-banking-solutions-with-appointment-of-tracy-wolfe-as-vp-treasury-management-sales-officer) ## [What New Developments Mean for Sarasota Area Residents](https://news.libertysavingsbank.com/blog/what-new-developments-mean-for-sarasota-area-residents) ## [How to Avoid a Travel Scam This Summer](https://news.libertysavingsbank.com/blog/how-to-avoid-a-travel-scam-this-summer) ## [How Do I Apply for an SBA Loan?](https://news.libertysavingsbank.com/blog/how-do-i-apply-for-an-sba-loan) ## [What Are the Different Types of SBA Loans?](https://news.libertysavingsbank.com/blog/what-are-the-different-types-of-sba-loans) ## [Can I Have Multiple Savings Accounts for Different Goals?](https://news.libertysavingsbank.com/blog/can-i-have-multiple-savings-accounts-for-different-goals) ## [Liberty Savings Bank Fuels Local Growth with the Promotion of Sally Daisomont to Vice President, Community Banking Development Officer](https://news.libertysavingsbank.com/blog/liberty-savings-bank-fuels-local-growth-with-the-promotion-of-sally-daisomont-to-vice-president-community-banking-development-officer) ## [Elder Abuse Awareness Day: How to Help Protect the Seniors You Love from Financial Scams](https://news.libertysavingsbank.com/blog/elder-abuse-awareness-day-how-to-help-protect-the-seniors-you-love-from-financial-scams) ## [Free Jumbo Cookies? Come See Us at Clementine's in Bradenton Next Wednesday](https://news.libertysavingsbank.com/blog/free-jumbo-cookies-come-see-us-at-clementines-in-bradenton-next-wednesday) ## [Is Your Bank Actually Protecting You from AI Fraud?](https://news.libertysavingsbank.com/blog/is-your-bank-actually-protecting-you-from-ai-fraud) ## [What Rising Interest Rates Actually Mean for Your Small Business Loan](https://news.libertysavingsbank.com/blog/what-rising-interest-rates-actually-mean-for-your-small-business-loan) ## [Liberty Savings Bank Enhances Local Service with the Hiring of Roberto Acevedo as Financial Center Sales and Relationship Manager at their Stickney Point Location](https://news.libertysavingsbank.com/blog/liberty-savings-bank-enhances-local-service-with-the-hiring-of-roberto-acevedo-as-financial-center-sales-and-relationship-manager-at-their-stickney-point-location) ## [Where to Celebrate America's 250th Birthday on Florida's Suncoast in 2026](https://news.libertysavingsbank.com/blog/where-to-celebrate-americas-250th-birthday-on-floridas-suncoast-in-2026) ## [Why Are So Many Homes Being Built in Florida?](https://news.libertysavingsbank.com/blog/why-are-so-many-homes-being-built-in-florida) ## [How Should I Separate Business and Personal Finances](https://news.libertysavingsbank.com/blog/how-should-i-separate-business-and-personal-finances) ## [Liberty Savings Bank Elevates Regional Leadership with the Promotion of Danielle Bachar to Senior Vice President, Region Sales Manager](https://news.libertysavingsbank.com/blog/liberty-savings-bank-elevates-regional-leadership-with-the-promotion-of-danielle-bachar-to-senior-vice-president-region-sales-manager) ## [Steps for Disputing an Unauthorized Charge on a Debit or Credit Card](https://news.libertysavingsbank.com/blog/steps-for-disputing-an-unauthorized-charge-on-a-debit-or-credit-card) ## [How Local Chambers Support Small Businesses in Southwest Florida](https://news.libertysavingsbank.com/blog/how-local-chambers-support-small-businesses-in-southwest-florida) ## [Are Credit Card Surcharges Legal in Florida? 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Signs, Scams, and Prevention Tips](https://news.libertysavingsbank.com/blog/what-is-cell-phone-fraud-signs-scams-and-prevention-tips) ## [The Safest Way to Send Money in 2026 (And What to Avoid)](https://news.libertysavingsbank.com/blog/the-safest-way-to-send-money-in-2026-and-what-to-avoid) ## [Why More Retirees Are Switching to Community Banks (And What They’re Gaining)](https://news.libertysavingsbank.com/blog/why-more-retirees-are-switching-to-community-banks-and-what-theyre-gaining) ## [The Snowbird Banking Strategy: How to Manage Money Between Two States](https://news.libertysavingsbank.com/blog/the-snowbird-banking-strategy-how-to-manage-money-between-two-states) ## [Free Focaccia in Sarasota? 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Here’s What to Know About Banking Locally](https://news.libertysavingsbank.com/blog/moving-to-lakewood-ranch-heres-what-to-know-about-banking-locally) ## [Lunch & Learn in Lakewood Ranch: How the Right Connections Can Grow Your Business](https://news.libertysavingsbank.com/blog/lunch-learn-in-lakewood-ranch-how-the-right-connections-can-grow-your-business) ## [Best Free Events Happening This Month in Sarasota & Manatee](https://news.libertysavingsbank.com/blog/best-free-events-happening-this-month-in-sarasota-manatee) ## [Downsizing in Florida: What to Do With the Proceeds From Your Home Sale](https://news.libertysavingsbank.com/blog/downsizing-in-florida-what-to-do-with-the-proceeds-from-your-home-sale) ## [3 Smart Money Moves to Make Before Summer in Florida](https://news.libertysavingsbank.com/blog/3-smart-money-moves-to-make-before-summer-in-florida) ## [Hurricane Season Scams: How to Avoid Contractor & FEMA Fraud](https://news.libertysavingsbank.com/blog/hurricane-season-scams-how-to-avoid-contractor-fema-fraud) ## [Last-Minute Tax Tips for Sarasota & Manatee Residents](https://news.libertysavingsbank.com/blog/last-minute-tax-tips-for-sarasota-manatee-residents) ## [How Much House Can You Afford in Today’s Florida Market?](https://news.libertysavingsbank.com/blog/how-much-house-can-you-afford-in-todays-florida-market) ## [5 Smart Ways to Boost Your Savings Without Changing Your Lifestyle](https://news.libertysavingsbank.com/blog/5-smart-ways-to-boost-your-savings-without-changing-your-lifestyle) ## [What Liberty Savings Bank Will Never Ask For](https://news.libertysavingsbank.com/blog/what-liberty-savings-bank-will-never-ask-for) ## [How Local Businesses Benefit from Community Banking Relationships](https://news.libertysavingsbank.com/blog/how-local-businesses-benefit-from-community-banking-relationships) ## [Join Us for the Lakewood Ranch Block Party – April 10](https://news.libertysavingsbank.com/blog/join-us-for-the-lakewood-ranch-block-party-april-10) ## [A 5-Minute Privacy Check That Could Prevent Fraud](https://news.libertysavingsbank.com/blog/a-5-minute-privacy-check-that-could-prevent-fraud) ## [The Hidden Financial Advantage of Owning a Home in Florida](https://news.libertysavingsbank.com/blog/the-hidden-financial-advantage-of-owning-a-home-in-florida) ## [From Busy Winters to Quiet Summers: Managing Money in Florida’s Seasonal Economy](https://news.libertysavingsbank.com/blog/from-busy-winters-to-quiet-summers-managing-money-in-floridas-seasonal-economy) ## [Free Pizza in Bradenton? Join Us for a Pop-Up with Stoner’s Pizza on March 27th](https://news.libertysavingsbank.com/blog/free-pizza-in-bradenton-join-us-for-a-pop-up-with-stoners-pizza-on-march-27th) ## [Your First 30 Days in Florida: A Banking Setup Guide](https://news.libertysavingsbank.com/blog/your-first-30-days-in-florida-a-banking-setup-guide) ## [Trust Still Has an Address: Why 62% of Banking Customers Demand a Physical Branch in 2026](https://news.libertysavingsbank.com/blog/trust-still-has-an-address-why-62-of-banking-customers-demand-a-physical-branch-in-2026) ## [How to Know If Your Bank Account Has Been Hacked](https://news.libertysavingsbank.com/blog/how-to-know-if-your-bank-account-has-been-hacked) ## [Liberty Savings Bank Proud to Sponsor Bingo, Bags & Brunch Supporting Parkinson Place Center](https://news.libertysavingsbank.com/blog/liberty-savings-bank-proud-to-sponsor-bingo-bags-brunch-supporting-parkinson-place-center) ## [Liberty Savings Bank Recognized as the Best Community Bank for Sarasota-Manatee](https://news.libertysavingsbank.com/blog/liberty-savings-bank-recognized-as-the-best-community-bank-for-sarasota-manatee) ## [Should You Wait for Mortgage Rates to Drop to Buy a Home in Florida?](https://news.libertysavingsbank.com/blog/should-you-wait-for-mortgage-rates-to-drop-to-buy-a-home-in-florida) ## [What Information Should You Never Share Online?](https://news.libertysavingsbank.com/blog/what-information-should-you-never-share-online) ## [Sarasota Free Ice Cream Pop-Up: Join Us for a Sweet Afternoon at 1 Hot Cookie & Ice Cream](https://news.libertysavingsbank.com/blog/sarasota-free-ice-cream-pop-up-join-us-for-a-sweet-afternoon-at-1-hot-cookie-ice-cream) ## [A February of Momentum: Community, Education & Celebration](https://news.libertysavingsbank.com/blog/a-february-of-momentum-community-education-celebration) ## [Should You Keep All Your Money in One Bank?](https://news.libertysavingsbank.com/blog/should-you-keep-all-your-money-in-one-bank) ## [Why You Should Never Pay Upfront for Mortgage Help](https://news.libertysavingsbank.com/blog/why-you-should-never-pay-upfront-for-mortgage-help) ## [Free Coffee & Treats in Venice? 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