---
title: News & Insights (3)
description: From personal to business checking, mortgage to personal loans, our retail team is dedicated to making sure we provide the best services and products possible for our customers in Sarasota and Manatee County. (3)
---

- [News & Insights](https://www.libertysavingsbank.com/news-insights/)
- [ATM Locations](https://www.libertysavingsbank.com/atm-locations/)
- [Financial Centers](https://www.libertysavingsbank.com/locations/)
- [Careers](https://www.libertysavingsbank.com/careers/)
- [Online & Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/)
- [About Us](https://www.libertysavingsbank.com/about-liberty-savings/)
- [Contact](https://value.libertysavingsbank.com/online-banking-consultation) 
    - #### Banking
      
          - [Call the Freedomline at 800.436.6300](tel:8004366300)
          - [Freedomlineivr@Libertysavingsbank.com](mailto:Freedomlineivr@Libertysavingsbank.com)
          - [Schedule Branch Visit](https://value.libertysavingsbank.com/online-banking-consultation)
      
      #### Health Savings Accounts
      
          - [Call us at 844-424-2265](tel:8444242265)
          - [hsa@libertysavingsbank.com](mailto:hsa@libertysavingsbank.com)
      
      #### Existing Mortgage Loans
      
          - [Call us at 866-224-0131](tel:8662240131)
          - [customerservice@loanadministration.com](mailto:customerservice@loanadministration.com)
          - [libertysavingsbank.loanadministration.com ](http://ibertysavingsbank.loanadministration.com)
- Search 
    - Search

[![Liberty Savings Bank](https://news.libertysavingsbank.com/hubfs/Liberty_Savings_Bank_June2019/Images/logo.png)](https://www.libertysavingsbank.com/)

- Banking 
    - Personal 
          - [Overview](https://www.libertysavingsbank.com/banking/personal/)
          - [Checking](https://value.libertysavingsbank.com/personal-checking-accounts)
          - [Online/Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/)
          - [MMDA - Money Market Deposit Account - Personal](https://www.libertysavingsbank.com/banking/personal/mmda/)
          - [Savings Accounts](https://www.libertysavingsbank.com/banking/personal/savings-accounts/)
          - [Certificates of Deposit](https://www.libertysavingsbank.com/banking/personal/cds-2/)
          - [Credit Cards](https://www.libertysavingsbank.com/banking/personal/credit-cards/)
          - [Reward Yourself](https://www.libertysavingsbank.com/banking/personal/reward-yourself/)
    - Business 
          - [Overview](https://www.libertysavingsbank.com/banking/business/)
          - [Checking](https://www.libertysavingsbank.com/banking/business/checking/)
          - [MMDA – Money Market Deposit Account – Business](https://www.libertysavingsbank.com/banking/business/mmda/)
          - [Visa Business Check Cards](https://www.libertysavingsbank.com/banking/business/visa-business-check-card-2/)
    - Nonprofit 
          - [Overview](https://www.libertysavingsbank.com/banking/nonprofit/)
          - [Nonprofit Checking](https://www.libertysavingsbank.com/banking/nonprofit/nonprofit-checking/)
          - [MMDA – Money Market Deposit Account – Nonprofit](https://www.libertysavingsbank.com/banking/nonprofit/mmda/)
          - [Visa Business Check Cards for Nonprofits](https://www.libertysavingsbank.com/banking/nonprofit/business-check-card/)
- Home Loans 
    - Home Loan Options 
          - [Overview](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/)
          - [Apply Now](https://lsbmtg.mymortgage-online.com/?loanapp&siteid=6096984036&workFlowId=61437)
          - [Buying a Home](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/buying-a-home/)
          - [Home Equity Line of Credit - HELOC](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/home-equity-line-of-credit_heloc/)
          - [Refinancing a Home](https://value.libertysavingsbank.com/compare-and-save)
          - [Fixed Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/fixed-rate-mortgage/)
          - [Adjustable Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/adjustable-rate-mortgage/)
          - [Jumbo Loans](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/jumbo-loans/)
          - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/)
          - [Senior Living](https://value.libertysavingsbank.com/senior-living)
    - First Home Buyers Guide 
          - [Overview](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/)
          - [Glossary of Mortgage Terms](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/glossary-of-mortgage-terms/)
          - [Financing Process](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/financing-process/)
          - [What is Refinancing?](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/purchasing-or-refinancing/)
          - [Frequently Asked Questions](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/frequently-asked-questions/)
          - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/)
    - [Home Loan Teams](https://www.libertysavingsbank.com/mortgages/mortgage-loan-officers/) 
          - [Overview](http://libertysavingsbank.com/mortgages/mortgage-loan-officers/)
          - [Bradenton/Wildewood Home Loan Team](https://value.libertysavingsbank.com/wildewood-mortgage-team)
          - [Sarasota/Stickney Home Loan Team](https://value.libertysavingsbank.com/stickney-mortgage-team-1)
          - [Sarasota/Square South Home Loan Team](https://value.libertysavingsbank.com/square-south-mortgage-team)
          - [Lakewood Ranch/Home Loan Team](https://value.libertysavingsbank.com/lakewood-ranch-florida-mortgage-team)
          - [Venice/Home Loan Team](https://value.libertysavingsbank.com/jacaranda-mortgage-team-2)
    - [1098 Mortgage Interest Statement](https://www.libertysavingsbank.com/mortgages/1098-mortgage-interest-statement/)
- [Personal Loans](https://value.libertysavingsbank.com/personal-loans-florida)
- [Commercial/Business Loans](https://value.libertysavingsbank.com/commercial-business-lending)
- Support 
    - Getting Started 
          - [About Online and Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/)
          - [Installing the Mobile Banking App](https://www.libertysavingsbank.com/help/getting-started/installing-the-mobile-banking-app/)
          - [Accessing the Online Banking Site](https://www.libertysavingsbank.com/help/getting-started/accessing-the-online-banking-site/)
          - [Logging In](https://www.libertysavingsbank.com/help/getting-started/logging-in-overview/logging-in-for-the-first-time/)
          - [Logging Out Overview](https://www.libertysavingsbank.com/help/getting-started/logging-off-overview/logging-off-voluntarily/)
    - The Homepage 
          - [Using the Menu](https://www.libertysavingsbank.com/help/the-home-page/using-the-menu/)
          - [Viewing Accounts](https://www.libertysavingsbank.com/help/the-home-page/viewing-accounts/)
          - [Viewing the Sidebar](https://www.libertysavingsbank.com/help/the-home-page/viewing-the-sidebar/)
          - [Account Information on the Home Page](https://www.libertysavingsbank.com/help/the-home-page/account-information-on-the-home-page/)
          - [Account Details Overview](https://www.libertysavingsbank.com/help/the-home-page/account-details-overview/)
    - Online Activity 
          - [Creating Custom Views in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/creating-custom-views-in-the-activity-center/)
          - [Sorting Transactions in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/sorting-transactions-in-the-activity-center/)
          - [Viewing Transaction Details in the Activity Center Overview](https://www.libertysavingsbank.com/help/online-activity/viewing-transaction-details-in-the-activity-center-overview/)
          - [Copying A Transaction](https://www.libertysavingsbank.com/help/online-activity/approving-transactions/)
          - [Sending a Message About a Transaction in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/sending-a-message-about-a-transaction-in-the-activity-center/)
          - [Printing Transaction Details from the Activity Center](https://www.libertysavingsbank.com/help/online-activity/printing-transaction-details-from-the-activity-center/)
          - [Exporting by Transaction Type in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/exporting-by-transaction-type-in-the-activity-center/)
    - Personal Banking 
          - [Enrolling for Financial Tools](https://www.libertysavingsbank.com/help/personal-banking/enrolling-in-cpfm/)
          - [Classic Bill Pay](https://value.libertysavingsbank.com/libertycard-onfile-and-instapay)
          - [Depositing a Check on Your Mobile Device](https://www.libertysavingsbank.com/help/personal-banking/depositing-a-check-on-your-mobile-device/)
          - [Managing Manual Accounts](https://www.libertysavingsbank.com/help/personal-banking/managing-manual-accounts/)
          - [Financial Tools: Using PFM Widgets](https://www.libertysavingsbank.com/help/personal-banking/using-pfm-widgets/)
    - Business Banking 
          - [Canceling Pending Transaction](https://www.libertysavingsbank.com/help/business-banking/canceling-pending-transaction/)
          - [Approving Transactions](https://www.libertysavingsbank.com/help/business-banking/approving-transactions/)
    - [Explainer Videos](https://www.libertysavingsbank.com/help/explainer-videos/)

- Banking 
    - Personal 
          - [Overview](https://www.libertysavingsbank.com/banking/personal/)
          - [Checking](https://value.libertysavingsbank.com/personal-checking-accounts)
          - [Online/Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/)
          - [MMDA - Money Market Deposit Account - Personal](https://www.libertysavingsbank.com/banking/personal/mmda/)
          - [Savings Accounts](https://www.libertysavingsbank.com/banking/personal/savings-accounts/)
          - [Certificates of Deposit](https://www.libertysavingsbank.com/banking/personal/cds-2/)
          - [Credit Cards](https://www.libertysavingsbank.com/banking/personal/credit-cards/)
          - [Reward Yourself](https://www.libertysavingsbank.com/banking/personal/reward-yourself/)
    - Business 
          - [Overview](https://www.libertysavingsbank.com/banking/business/)
          - [Checking](https://www.libertysavingsbank.com/banking/business/checking/)
          - [MMDA – Money Market Deposit Account – Business](https://www.libertysavingsbank.com/banking/business/mmda/)
          - [Visa Business Check Cards](https://www.libertysavingsbank.com/banking/business/visa-business-check-card-2/)
    - Nonprofit 
          - [Overview](https://www.libertysavingsbank.com/banking/nonprofit/)
          - [Nonprofit Checking](https://www.libertysavingsbank.com/banking/nonprofit/nonprofit-checking/)
          - [MMDA – Money Market Deposit Account – Nonprofit](https://www.libertysavingsbank.com/banking/nonprofit/mmda/)
          - [Visa Business Check Cards for Nonprofits](https://www.libertysavingsbank.com/banking/nonprofit/business-check-card/)
- Home Loans 
    - Home Loan Options 
          - [Overview](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/)
          - [Apply Now](https://lsbmtg.mymortgage-online.com/?loanapp&siteid=6096984036&workFlowId=61437)
          - [Buying a Home](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/buying-a-home/)
          - [Home Equity Line of Credit - HELOC](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/home-equity-line-of-credit_heloc/)
          - [Refinancing a Home](https://value.libertysavingsbank.com/compare-and-save)
          - [Fixed Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/fixed-rate-mortgage/)
          - [Adjustable Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/adjustable-rate-mortgage/)
          - [Jumbo Loans](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/jumbo-loans/)
          - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/)
          - [Senior Living](https://value.libertysavingsbank.com/senior-living)
    - First Home Buyers Guide 
          - [Overview](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/)
          - [Glossary of Mortgage Terms](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/glossary-of-mortgage-terms/)
          - [Financing Process](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/financing-process/)
          - [What is Refinancing?](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/purchasing-or-refinancing/)
          - [Frequently Asked Questions](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/frequently-asked-questions/)
          - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/)
    - [Home Loan Teams](https://www.libertysavingsbank.com/mortgages/mortgage-loan-officers/) 
          - [Overview](http://libertysavingsbank.com/mortgages/mortgage-loan-officers/)
          - [Bradenton/Wildewood Home Loan Team](https://value.libertysavingsbank.com/wildewood-mortgage-team)
          - [Sarasota/Stickney Home Loan Team](https://value.libertysavingsbank.com/stickney-mortgage-team-1)
          - [Sarasota/Square South Home Loan Team](https://value.libertysavingsbank.com/square-south-mortgage-team)
          - [Lakewood Ranch/Home Loan Team](https://value.libertysavingsbank.com/lakewood-ranch-florida-mortgage-team)
          - [Venice/Home Loan Team](https://value.libertysavingsbank.com/jacaranda-mortgage-team-2)
    - [1098 Mortgage Interest Statement](https://www.libertysavingsbank.com/mortgages/1098-mortgage-interest-statement/)
- [Personal Loans](https://value.libertysavingsbank.com/personal-loans-florida)
- [Commercial/Business Loans](https://value.libertysavingsbank.com/commercial-business-lending)
- Support 
    - Getting Started 
          - [About Online and Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/)
          - [Installing the Mobile Banking App](https://www.libertysavingsbank.com/help/getting-started/installing-the-mobile-banking-app/)
          - [Accessing the Online Banking Site](https://www.libertysavingsbank.com/help/getting-started/accessing-the-online-banking-site/)
          - [Logging In](https://www.libertysavingsbank.com/help/getting-started/logging-in-overview/logging-in-for-the-first-time/)
          - [Logging Out Overview](https://www.libertysavingsbank.com/help/getting-started/logging-off-overview/logging-off-voluntarily/)
    - The Homepage 
          - [Using the Menu](https://www.libertysavingsbank.com/help/the-home-page/using-the-menu/)
          - [Viewing Accounts](https://www.libertysavingsbank.com/help/the-home-page/viewing-accounts/)
          - [Viewing the Sidebar](https://www.libertysavingsbank.com/help/the-home-page/viewing-the-sidebar/)
          - [Account Information on the Home Page](https://www.libertysavingsbank.com/help/the-home-page/account-information-on-the-home-page/)
          - [Account Details Overview](https://www.libertysavingsbank.com/help/the-home-page/account-details-overview/)
    - Online Activity 
          - [Creating Custom Views in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/creating-custom-views-in-the-activity-center/)
          - [Sorting Transactions in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/sorting-transactions-in-the-activity-center/)
          - [Viewing Transaction Details in the Activity Center Overview](https://www.libertysavingsbank.com/help/online-activity/viewing-transaction-details-in-the-activity-center-overview/)
          - [Copying A Transaction](https://www.libertysavingsbank.com/help/online-activity/approving-transactions/)
          - [Sending a Message About a Transaction in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/sending-a-message-about-a-transaction-in-the-activity-center/)
          - [Printing Transaction Details from the Activity Center](https://www.libertysavingsbank.com/help/online-activity/printing-transaction-details-from-the-activity-center/)
          - [Exporting by Transaction Type in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/exporting-by-transaction-type-in-the-activity-center/)
    - Personal Banking 
          - [Enrolling for Financial Tools](https://www.libertysavingsbank.com/help/personal-banking/enrolling-in-cpfm/)
          - [Classic Bill Pay](https://value.libertysavingsbank.com/libertycard-onfile-and-instapay)
          - [Depositing a Check on Your Mobile Device](https://www.libertysavingsbank.com/help/personal-banking/depositing-a-check-on-your-mobile-device/)
          - [Managing Manual Accounts](https://www.libertysavingsbank.com/help/personal-banking/managing-manual-accounts/)
          - [Financial Tools: Using PFM Widgets](https://www.libertysavingsbank.com/help/personal-banking/using-pfm-widgets/)
    - Business Banking 
          - [Canceling Pending Transaction](https://www.libertysavingsbank.com/help/business-banking/canceling-pending-transaction/)
          - [Approving Transactions](https://www.libertysavingsbank.com/help/business-banking/approving-transactions/)
    - [Explainer Videos](https://www.libertysavingsbank.com/help/explainer-videos/)

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# News & Insights

[Home](https://www.libertysavingsbank.com/)**News & Insights**

<https://news.libertysavingsbank.com/blog/5-money-mistakes-parents-make-during-back-to-school-season>

### [5 Money Mistakes Parents Make During Back-to-School Season](https://news.libertysavingsbank.com/blog/5-money-mistakes-parents-make-during-back-to-school-season)

Back-to-school season has a way of turning a simple shopping trip into a much bigger expense. New shoes lead to new clothes. School supplies turn..

[Read More](https://news.libertysavingsbank.com/blog/5-money-mistakes-parents-make-during-back-to-school-season)

<https://news.libertysavingsbank.com/blog/florida-sales-tax-holiday-2026-school-supplies-clothing-more>

### [Florida Sales Tax Holiday 2026: School Supplies, Clothing & More](https://news.libertysavingsbank.com/blog/florida-sales-tax-holiday-2026-school-supplies-clothing-more)

Back-to-school shopping can add up fast. Between new clothes, classroom supplies, backpacks, and technology, many Florida families spend hundreds of..

[Read More](https://news.libertysavingsbank.com/blog/florida-sales-tax-holiday-2026-school-supplies-clothing-more)

<https://news.libertysavingsbank.com/blog/va-benefits-are-free-to-apply-for-what-every-veteran-should-know>

### [VA Benefits Are Free to Apply For: What Every Veteran Should Know](https://news.libertysavingsbank.com/blog/va-benefits-are-free-to-apply-for-what-every-veteran-should-know)

Serving our country comes with sacrifice. Unfortunately, scammers know that the transition from military service to civilian life can also be a..

[Read More](https://news.libertysavingsbank.com/blog/va-benefits-are-free-to-apply-for-what-every-veteran-should-know)

<https://news.libertysavingsbank.com/blog/how-to-register-an-llc-in-florida-using-sunbiz>

### [How to Register an LLC in Florida Using Sunbiz](https://news.libertysavingsbank.com/blog/how-to-register-an-llc-in-florida-using-sunbiz)

Starting a business in Florida has never been more accessible. Every year, hundreds of thousands of entrepreneurs file new business entities in the..

[Read More](https://news.libertysavingsbank.com/blog/how-to-register-an-llc-in-florida-using-sunbiz)

<https://news.libertysavingsbank.com/blog/what-can-you-use-an-sba-loan-for-eligible-business-expenses-explained>

### [What Can You Use an SBA Loan For? Eligible Business Expenses Explained](https://news.libertysavingsbank.com/blog/what-can-you-use-an-sba-loan-for-eligible-business-expenses-explained)

Growing a business almost always requires capital. Whether you're hiring your first employee, purchasing new equipment, expanding into a larger..

[Read More](https://news.libertysavingsbank.com/blog/what-can-you-use-an-sba-loan-for-eligible-business-expenses-explained)

<https://news.libertysavingsbank.com/blog/improving-cash-flow-for-my-business-15-proven-strategies-that-actually-work>

### [Improving Cash Flow for My Business: 15 Proven Strategies That Actually Work](https://news.libertysavingsbank.com/blog/improving-cash-flow-for-my-business-15-proven-strategies-that-actually-work)

A surprising number of businesses don't fail because they aren't profitable—they fail because they run out of cash.

According to the [SCORE..](https://www.score.org/)

[Read More](https://news.libertysavingsbank.com/blog/improving-cash-flow-for-my-business-15-proven-strategies-that-actually-work)

<https://news.libertysavingsbank.com/blog/liberty-savings-bank-presents-sponsorship-to-sarasota-high-school-football-program>

### [Liberty Savings Bank Presents Sponsorship to Sarasota High School Football Program](https://news.libertysavingsbank.com/blog/liberty-savings-bank-presents-sponsorship-to-sarasota-high-school-football-program)

As another football season approaches, excitement is building around Sarasota High School. Players are putting in long hours on the practice field,..

[Read More](https://news.libertysavingsbank.com/blog/liberty-savings-bank-presents-sponsorship-to-sarasota-high-school-football-program)

<https://news.libertysavingsbank.com/blog/the-complete-guide-to-waterside-place-in-lakewood-ranch-2026-edition>

### [The Complete Guide to Waterside Place in Lakewood Ranch (2026 Edition)](https://news.libertysavingsbank.com/blog/the-complete-guide-to-waterside-place-in-lakewood-ranch-2026-edition)

There's a reason so many people moving to Southwest Florida put Waterside Place at the top of their weekend plans. What began as the centerpiece of [..](https://lakewoodranch.com/waterside-place/)

[Read More](https://news.libertysavingsbank.com/blog/the-complete-guide-to-waterside-place-in-lakewood-ranch-2026-edition)

<https://news.libertysavingsbank.com/blog/how-much-does-trust-matter-in-banking>

### [How Much Does Trust Matter in Banking?](https://news.libertysavingsbank.com/blog/how-much-does-trust-matter-in-banking)

Trust isn't just a nice quality in banking—it's the foundation of every financial decision you make.

Whether you're depositing your paycheck, [..](https://www.libertysavingsbank.com/mortgages/)

[Read More](https://news.libertysavingsbank.com/blog/how-much-does-trust-matter-in-banking)

<https://news.libertysavingsbank.com/blog/dont-let-scammers-add-to-the-stress-of-hurricane-season>

### [Don't Let Scammers Add to the Stress of Hurricane Season](https://news.libertysavingsbank.com/blog/dont-let-scammers-add-to-the-stress-of-hurricane-season)

When a [hurricane threatens Florida](https://www.libertysavingsbank.com/helpful-disaster-relief-information/), most of us focus on preparing our homes, protecting our families, and staying informed. Unfortunately, scammers..

[Read More](https://news.libertysavingsbank.com/blog/dont-let-scammers-add-to-the-stress-of-hurricane-season)

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### Additional Links

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- [Florida Personal Loans Guide](https://value.libertysavingsbank.com/florida-personal-loans-101)
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- [Ohio Homebuyer Plus](https://value.libertysavingsbank.com/ohio-homebuyer-plus-savings-account-waitlist)
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